Apollo alternatives
TL;DR: 12 companies doing similar work to Apollo in Fintech, ranked by how closely they match what Apollo actually does — not just by category.
How this list was built: every company here is Y Combinator-backed and shares at least one category with Apollo. They are scored on how closely their own description overlaps with Apollo's, and all facts shown come from the YC company records — nothing is estimated.
What are the best alternatives to Apollo?
| Alternative | What it does | Batch | Team | Status |
|---|---|---|---|---|
| Bits | Bits is a credit card designed to help people build credit | Summer 2020 | 15 | Active |
| Debteye | Automate credit counseling. | Summer 2011 | 2 | Acquired |
| Andustry | — | Spring 2026 | 2 | Active |
| Atlas | Modern spend management & concierge. | Winter 2019 | 25 | Active |
| Totalis | derivative layer for prediction markets | Spring 2026 | — | Active |
| InstaKin | Financial Platform for Migrant Families in America | Summer 2021 | 15 | Active |
| Gravy | Agents that move money, trade stocks, and file taxes. | Spring 2026 | 2 | Active |
| Buxfer | Buxfer helps you make better spending decisions by making it easy to… | Winter 2007 | 1 | Active |
| Y Combinator | Make something people want. | Unspecified | 100 | Active |
| Oxygen | A leading digital bank in the US offering personal and business… | Summer 2018 | 68 | Active |
| SparkGift | SparkGift makes it easy to send stocks and index funds as gifts to… | Winter 2015 | 2 | Inactive |
| Ekpa | Building Autonomous Research Agents for Trading | Summer 2026 | 2 | Active |
Is Apollo still active?
Apollo is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.
How was this list put together?
Every company here is Y Combinator-backed and shares at least one category with Apollo. They are then ranked on how closely their own description overlaps with Apollo's, so the closest matches come first rather than whoever happens to share a tag.