TL;DR: If you are replacing Belvo, the closest options are Tally, Prospa, Increase. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Belvo (YC Winter 2020).
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The three closest alternatives to Belvo are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Finantier | Plaid for Southeast Asia | YC Winter 2021 | 40 | Inactive |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Proof Trading | Institutional equities broker-dealer | YC Summer 2019 | 7 | Active |
| Fintoc | Account-to-Account payments in Mexico and Chile. | YC Winter 2021 | 60 | Active |
| STARK BANK | Challenger bank for enterprises | YC Winter 2020 | 70 | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| Mono | Plaid for Africa, but better. | YC Winter 2021 | 10 | Acquired |
It depends on your size. Tally is the closest match on what Belvo actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Belvo is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to Belvo on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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