Brex alternatives: 12 options compared

TL;DR: If you are replacing Brex, the closest options are Tally, Prospa, Freya. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Brex (YC Winter 2017).

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What are the best alternatives to Brex?

The three closest alternatives to Brex are:

  1. Tally — works in the same Fintech category (YC Winter 2025).
  2. Prospa — Banking for businesses (YC Winter 2021).
  3. Freya — Voice AI for Enterprises (YC Summer 2025).

Brex alternatives compared

AlternativeWhat it doesStageTeamStatus
TallyYC Winter 20252Active
ProspaBanking for businessesYC Winter 202170Active
FreyaVoice AI for EnterprisesYC Summer 202514Active
MendelWorkflows to empower employees to spend while finance stay in controlYC Winter 20215Active
KodoCorporate card & spend management platform for Indian startupsYC Winter 202145Active
AtlasModern spend management & concierge.YC Winter 201925Active
IncreaseAPI-first banking for ambitious technology companies.YC Summer 202015Active
ParkerParker is a digital bank.YC Winter 201910Inactive
SatchelYC Summer 20188Inactive
BuxferBuxfer helps you make better spending decisions by making it easy to…YC Winter 20071Active
Conta SimplesAll-in-one financial platform for latam Startups and SMBs.YC Summer 2020130Active
EmburseExpense management and AP automation.YC Winter 2016Acquired

Which Brex alternative should I choose?

It depends on your size. Tally is the closest match on what Brex actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Brex still active?

Brex has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Brex on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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