TL;DR: If you are replacing BukuWarung, the closest options are Satchel, Tally, Pesto. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces BukuWarung (YC Summer 2020).
Last verified:
The three closest alternatives to BukuWarung are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Pesto | — | YC Winter 2021 | 8 | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| Transfez | Brex for small businesses in Indonesia | YC Winter 2022 | 50 | Active |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Fintoc | Account-to-Account payments in Mexico and Chile. | YC Winter 2021 | 60 | Active |
| Apollo | Payments & Loyalty Infrastructure | YC Winter 2022 | 11 | Active |
| Zeal | Modern payroll for modern work | YC Summer 2019 | 45 | Active |
| Hyper | Sell memberships to your Discord server | YC Summer 2021 | 6 | Acquired |
| Stripe | Economic infrastructure for the internet. | YC Summer 2009 | 7000 | Active |
| Canopy (was Encarte) | Encarte is building 1-click checkout for all online stores. | YC Winter 2019 | 2 | Active |
It depends on your size. Satchel is the closest match on what BukuWarung actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
BukuWarung is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to BukuWarung on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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