TL;DR: If you are replacing Cardda, the closest options are Satchel, Tally, Kodo. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Cardda (YC Winter 2022).
Last verified:
The three closest alternatives to Cardda are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Kodo | Corporate card & spend management platform for Indian startups | YC Winter 2021 | 45 | Active |
| Volopay | Brex for South East Asia - Corporate cards & automated payments. | YC Summer 2020 | 11 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Kapital Bank | Data driven neobank for SMBs in LATAM | YC Winter 2022 | 500 | Active |
| Zeal | Modern payroll for modern work | YC Summer 2019 | 45 | Active |
| Transfez | Brex for small businesses in Indonesia | YC Winter 2022 | 50 | Active |
| Boya | Corporate Expense cards and Spend management for businesses in Africa | YC Winter 2022 | 9 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
It depends on your size. Satchel is the closest match on what Cardda actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Cardda is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to Cardda on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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