Who competes with Clear?

Clear competes in the Fintech category against Tally, Debteye, Pesto, Atlas, Bits and other Y Combinator-backed companies.

Clear alternatives: 12 options compared

Q: What are the best alternatives to Clear?

The closest alternatives to Clear are Tally, Debteye, Pesto. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Clear alternative should I choose?

Tally is the closest match to what Clear does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

Q: Is Clear still active?

Clear is currently listed as Active in the Y Combinator directory.

TL;DR: If you are replacing Clear, the closest options are Tally, Debteye, Pesto. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Clear (YC Summer 2014).

Last verified: 2026-04-21

What are the best alternatives to Clear?

The three closest alternatives to Clear are:

Tally — works in the same Fintech category (YC Winter 2025).
Debteye — Automate credit counseling. (YC Summer 2011).
Pesto — works in the same Fintech category (YC Winter 2021).

Clear alternatives compared

Alternative	What it does	Stage	Team	Status
Tally	—	YC Winter 2025	2	Active
Debteye	Automate credit counseling.	YC Summer 2011	2	Acquired
Pesto	—	YC Winter 2021	8	Active
Atlas	Modern spend management & concierge.	YC Winter 2019	25	Active
Bits	Bits is a credit card designed to help people build credit	YC Summer 2020	15	Active
Satchel	—	YC Summer 2018	8	Inactive
Gravy	Agents that move money, trade stocks, and file taxes.	YC Spring 2026	2	Active
Wealor	AI-native platform for wealth managers	YC Spring 2026	—	Active
Ekpa	Building Autonomous Research Agents for Trading	YC Summer 2026	2	Active
Kodo	Corporate card & spend management platform for Indian startups	YC Winter 2021	45	Active
Totalis	derivative layer for prediction markets	YC Spring 2026	—	Active
Zeal	Modern payroll for modern work	YC Summer 2019	45	Active

Which Clear alternative should I choose?

It depends on your size. Tally is the closest match on what Clear actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Clear still active?

Clear is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Clear on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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