Who competes with Coin?

Coin competes in the Fintech category against Satchel, Tally, Bits, Debteye, Pesto and other Y Combinator-backed companies.

Coin alternatives: 12 options compared

Q: What are the best alternatives to Coin?

The closest alternatives to Coin are Satchel, Tally, Bits. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Coin alternative should I choose?

Satchel is the closest match to what Coin does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

Q: Is Coin still active?

Coin is currently listed as Acquired in the Y Combinator directory.

TL;DR: If you are replacing Coin, the closest options are Satchel, Tally, Bits. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Coin (YC Winter 2013).

Last verified: 2026-04-21

What are the best alternatives to Coin?

The three closest alternatives to Coin are:

Satchel — works in the same Fintech category (YC Summer 2018).
Tally — works in the same Fintech category (YC Winter 2025).
Bits — Bits is a credit card designed to help people build credit (YC Summer 2020).

Coin alternatives compared

Alternative	What it does	Stage	Team	Status
Satchel	—	YC Summer 2018	8	Inactive
Tally	—	YC Winter 2025	2	Active
Bits	Bits is a credit card designed to help people build credit	YC Summer 2020	15	Active
Debteye	Automate credit counseling.	YC Summer 2011	2	Acquired
Pesto	—	YC Winter 2021	8	Active
CredPal	CredPal is a buy now pay later company in Africa that allows…	YC Winter 2019	35	Active
Paribus	—	YC Summer 2015	—	Acquired
InstaKin	Financial Platform for Migrant Families in America	YC Summer 2021	15	Active
Wave	Mobile money app for Africa	YC Winter 2012	1600	Active
Magic	Pay by Bank Platform	YC Summer 2022	10	Inactive
Ziina	A digital wallet for the Middle East & North Africa	YC Winter 2021	57	Active
Fintoc	Account-to-Account payments in Mexico and Chile.	YC Winter 2021	60	Active

Which Coin alternative should I choose?

It depends on your size. Satchel is the closest match on what Coin actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Coin still active?

Coin has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Coin on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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