TL;DR: If you are replacing Conta Simples, the closest options are Tally, Prospa, Jeeves. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Conta Simples (YC Summer 2020).
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The three closest alternatives to Conta Simples are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Jeeves | International banking infrastructure for global startups. | YC Summer 2020 | 150 | Active |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| Glep | AI-Native Spend platform built for Real Estate businesses | YC Winter 2022 | 30 | Active |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Brex | Business accounts, corporate cards, and spend management software. | YC Winter 2017 | 1000 | Acquired |
| Slash | Banking, corporate cards, stablecoin payments – available globally. | YC Summer 2021 | 70 | Active |
| Kredi | Rocket Mortgage for LatAm. | YC Winter 2021 | 66 | Active |
| Kodo | Corporate card & spend management platform for Indian startups | YC Winter 2021 | 45 | Active |
| Mozper | A debit card and app designed for kids and parents in Latin America | YC Summer 2020 | 6 | Active |
It depends on your size. Tally is the closest match on what Conta Simples actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Conta Simples is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to Conta Simples on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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