TL;DR: If you are replacing Debteye, the closest options are Tally, Prodigal, Cardinal Gray. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Debteye (YC Summer 2011).
Last verified:
The three closest alternatives to Debteye are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Prodigal | Lending Intelligence Software | YC Summer 2018 | 99 | Active |
| Cardinal Gray | Automating lenders' interactions with the DMV | YC Summer 2023 | 6 | Active |
| Clear | Fintech SaaS platform for invoices, taxes, wealth management & credit. | YC Summer 2014 | 900 | Active |
| Altro | Build Credit With Your Subscriptions | YC Summer 2020 | 29 | Acquired |
| Sable | Mobile bank for credit-worthy, new-to-America internationals offering… | YC Summer 2019 | 12 | Acquired |
| Coin | A mobile wallet that allows you to pay everywhere credit cards are… | YC Winter 2013 | 11 | Acquired |
| Trigo | Rent verification API for landlords and lenders | YC Winter 2023 | 4 | Acquired |
| RedCarpetUp | Credit cards for Indians that banks cannot see | YC Summer 2015 | 100 | Active |
| Aspora | Single account to manage money across the world | YC Winter 2022 | 85 | Active |
| Atrato | Enabling consumers split the cost of purchases without a credit card | YC Winter 2021 | 80 | Active |
| Seis | Banking 100% in Spanish for the 44 million US Spanish speakers | YC Winter 2022 | 70 | Inactive |
It depends on your size. Tally is the closest match on what Debteye actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Debteye has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.
Every company here is Y Combinator-backed and was matched to Debteye on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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