Decent alternatives
TL;DR: 12 companies doing similar work to Decent in Fintech, ranked by how closely they match what Decent actually does — not just by category.
How this list was built: every company here is Y Combinator-backed and shares at least one category with Decent. They are scored on how closely their own description overlaps with Decent's, and all facts shown come from the YC company records — nothing is estimated.
What are the best alternatives to Decent?
| Alternative | What it does | Batch | Team | Status |
|---|---|---|---|---|
| Angle Health | Health Insurance for Startups | Winter 2020 | 100 | Active |
| Andustry | — | Spring 2026 | 2 | Active |
| Ignition Benefits | The AI-Native Benefits Brokerage | Fall 2026 | 8 | Active |
| Eden Care | Claims infrastructure for African health insurance | Summer 2023 | 28 | Active |
| Y Combinator | Make something people want. | Unspecified | 100 | Active |
| Shepherd | Modernizing commercial insurance | Winter 2021 | 60 | Active |
| Vantel | AI Platform for Commercial Insurance Brokerages | Winter 2025 | 5 | Active |
| Hedge | AI-Native insurance company | Spring 2026 | 2 | Active |
| Wealor | AI-native platform for wealth managers | Spring 2026 | — | Active |
| Harper | AI-native commercial insurance brokerage | Winter 2025 | 25 | Active |
| Fernstone | AI-native insurance brokerage. | Fall 2025 | 5 | Active |
| Acolite | AI Native Commercial Insurance Broker | Spring 2025 | 3 | Active |
Is Decent still active?
Decent is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
How was this list put together?
Every company here is Y Combinator-backed and shares at least one category with Decent. They are then ranked on how closely their own description overlaps with Decent's, so the closest matches come first rather than whoever happens to share a tag.