GoCardless pricing

TL;DR: GoCardless does not publish a price list we can verify, which is normal for Fintech companies at this stage. Below: what we can confirm, how to get a real quote, and 8 comparable tools to benchmark the number against.

What is verifiable about GoCardless pricing, how to get a real quote, and 8 comparable tools to price it against.

Company
GoCardless
Category
Fintech
YC batch
Summer 2011
Status
Active
Team size
900
Public price list
Not published

Last verified:

Does GoCardless publish its pricing?

Not in any source we can verify. GoCardless is a Y Combinator-backed Fintech company from the Summer 2011 batch, and companies at this stage usually quote per customer rather than publish rate cards. We will not guess at a number — anything quoted elsewhere without a source is guesswork too. The company profile we work from is the Y Combinator listing; the current figure has to come from GoCardless directly.

How to get an accurate GoCardless quote

  1. Ask for pricing at your actual volume, not the headline tier — per-seat and usage pricing diverge fast.
  2. Ask what happens at renewal. Uplift caps matter more than the first-year discount.
  3. Get the onboarding, migration and support costs in writing separately.
  4. Ask for a month-to-month option. If it does not exist, that tells you about the annual price.
  5. Quote a competitor from the table below. It is the fastest way to a real number.

GoCardless pricing compared to competitors

These are the closest comparable tools, matched on what GoCardless actually does. Price each one alongside it — stage and team size are a reasonable proxy for where a vendor sits on price.

Compare againstWhat it doesStageTeam
SatchelYC Summer 20188
TallyYC Winter 20252
Carbon-12 LabsA Global Payouts API for StartupsYC Winter 2020
DebteyeAutomate credit counseling.YC Summer 20112
ParibusYC Summer 2015
OxygenA leading digital bank in the US offering personal and business…YC Summer 201868
MagicPay by Bank PlatformYC Summer 202210
FintocAccount-to-Account payments in Mexico and Chile.YC Winter 202160

Is GoCardless worth the cost?

That depends on a number we cannot see, so judge it on what we can: GoCardless is currently Active with a team of around 900. A small team means faster support and more negotiating room, but more risk of the product changing direction. A larger or public vendor costs more and moves slower. If price is the deciding factor, the earlier-batch companies in the table are usually the ones still competing on it.

See all GoCardless alternatives compared →

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