Home › YC Companies › Credit and Lending Y Combinator Credit and Lending Startups 74 Y Combinator-backed Credit and Lending companies across 26 batches — with batch, status, and location for every startup.
Total 74
Active 53
Acquired 13
Public 0
Shut down 8 Y Combinator has backed 74 Credit and Lending companies across 26 batches. Of these, 53 are still active, 13 have been acquired, 0 have gone public, and 8 have shut down. Below is every YC-backed Credit and Lending startup grouped by batch, with links to each company profile.
YC Winter 2026 — 2 Credit and Lending startups YC Spring 2026 — 1 Credit and Lending startups
Zolvo — AI Back-Office Automation for Commercial Lenders
YC Spring 2025 — 1 Credit and Lending startups YC Summer 2025 — 1 Credit and Lending startups
Veritus — AI agents for the consumer lending industry
YC Summer 2024 — 1 Credit and Lending startups
Finosu — AI Native Consumer Loan Servicer
YC Winter 2024 — 1 Credit and Lending startups
Yenmo — Secured consumer lending in India
YC Summer 2023 — 1 Credit and Lending startups YC Winter 2023 — 3 Credit and Lending startups
Trigo — Rent verification API for landlords and lenders Paperplane — Credit risk management platform for builders' merchants ClickPe — Finance on a Click
YC Winter 2022 — 11 Credit and Lending startups
Wagetap — Advance next payday, and BNPL for bills Creizer — Clear.co for LATAM. Revenue based financing for online sellers. Perl Street — Financing the next-generation of infrastructure projects PayCrunch — Credit Card for college students based on UPI. BharatX — Enable Buy-Now-Pay-Later in a White-Labelled Manner Wibond — Affirm for LATAM Rank (formerly Moni) — Group Financing for small businesses across Africa. Numida — Working capital for African micro businesses amiloz — Micro-lender in Mexico GIMO — We help underbanked workers get paid before payday Lenk — The next-gen lending platform for the banking system in LATAM.
YC Summer 2022 — 1 Credit and Lending startups
Kashin — Credit for the emerging economy in Latam
YC Winter 2021 — 11 Credit and Lending startups
Finley — Streamline your debt capital raise and management Bueno Finance — Building Chime for India Sivo — Debt as a service for companies to lend money to their users at scale. Krab — Instant loans for trucking companies in India GoBuild (fka Brick) — The payments solution for small scale construction. Kanda — Affirm for general contractors R2 — Embedded lending infrastructure Pesto Dayra — Data-driven embedded Financial Services for Gig Workers Nano Technologies — Payroll app to pay workers daily for retailers & manufacturers in SEA Kredi — Rocket Mortgage for LatAm.
YC Summer 2021 — 7 Credit and Lending startups
Level — Fast and simple fintech financing Karbon Card — Corporate Card solution for Indian businesses Baubap — Smart micro financing for everyone Hypercore — Loan management software for private lenders Verde — Digital lending platform for Brazilian farmers Payhippo — Loans to Nigeria's SMEs in under 3 hours Abhi — Abhi is Pakistan's 1st financial wellness platform focusing on…
YC Winter 2020 — 8 Credit and Lending startups
Grain — Grain transforms the debit card you already have into a credit card… Nexu — Financing platform for LatAm car dealerships. Karat Financial — Better financial services for creators Breezeful — An online mortgage broker. Get the best mortgage, fast. Haven — Homeownership reimagined for the 21st century. Jenfi — Jenfi provides revenue-based financing for digital businesses in Asia Facio — Salary advance to employees in Brazil. Kosh — Creating Microfinance 2.0.
YC Summer 2020 — 1 Credit and Lending startups
Lendtable — We give employees cash advances for their 401k match and ESPP
YC Winter 2019 — 4 Credit and Lending startups
CredPal — CredPal is a buy now pay later company in Africa that allows… Seawise Capital — Trade finance company for Indian exporters Accept.inc (formerly BoardRE) — BoardRE is a new type of mortgage company that upgrades any offer… Kovi — Making car ownership more inclusive, flexible and simple.
YC Summer 2019 — 5 Credit and Lending startups
Apurata — Point of sale financing for Latin America's middle class. Zippi — Payment Platform for LatAm Micro and Small Businesses Fynn — SoFi for trade students Tranqui Finanzas — Debt Management for Latin America. Blair — Financing education through Income Share Agreements
YC Winter 2018 — 1 Credit and Lending startups
ErudiFi — Digital financial services for students in Southeast Asia
YC Summer 2018 — 1 Credit and Lending startups
Prodigal — Lending Intelligence Software
YC Winter 2017 — 2 Credit and Lending startups
Aella — Diversified credit infrastructure powering payments across Africa. OneFin — Shopify for Financial Services
YC Summer 2017 — 2 Credit and Lending startups
bxblue — bxblue is a marketplace for people with guaranteed income in Brazil.… Dharma Labs — The easiest way to buy 74k+ crypto tokens with USD
YC Winter 2016 — 2 Credit and Lending startups
Landed — White-labeled shared appreciation down payment programs for employers Stilt — Financial products for immigrants (acquired by JG Wentworth)
YC Summer 2016 — 3 Credit and Lending startups
Airfordable — Buy flights for only a fraction upfront and pay off the rest in… Nova Credit — Bridging a world of consumer-permissioned credit data Legalist — Legal investment firm
YC Summer 2015 — 1 Credit and Lending startups
Saida — A bank account that lets you easily separate, spend and track money
YC Winter 2014 — 1 Credit and Lending startups
Zidisha — Direct P2P lending across the international wealth divide.
YC Summer 2014 — 1 Credit and Lending startups YC Winter 2012 — 1 Credit and Lending startups
LendUp — LendUp is a socially responsible company on a mission to redefine… Loading interactive view…