TL;DR: Oxygen does not publish a price list we can verify, which is normal for Fintech companies at this stage. Below: what we can confirm, how to get a real quote, and 8 comparable tools to benchmark the number against.
What is verifiable about Oxygen pricing, how to get a real quote, and 8 comparable tools to price it against.
Last verified:
Not in any source we can verify. Oxygen is a Y Combinator-backed Fintech company from the Summer 2018 batch, and companies at this stage usually quote per customer rather than publish rate cards. We will not guess at a number — anything quoted elsewhere without a source is guesswork too. The company profile we work from is the Y Combinator listing; the current figure has to come from Oxygen directly.
These are the closest comparable tools, matched on what Oxygen actually does. Price each one alongside it — stage and team size are a reasonable proxy for where a vendor sits on price.
| Compare against | What it does | Stage | Team |
|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 |
| Sable | Mobile bank for credit-worthy, new-to-America internationals offering… | YC Summer 2019 | 12 |
| Z1 | Digital bank for teenagers in LatAm connected to prepaid card | YC Winter 2021 | 80 |
| Akudo | India's first learning-focused neobank for teenagers | YC Summer 2021 | 20 |
| FAZZ | All-in-one Finance for Every Southeast Asia Business | YC Summer 2017 | 500 |
| Truebill | Live your best financial life | YC Winter 2016 | 225 |
| FutureAdvisor | The online financial management service for everyone. | YC Summer 2010 | 51 |
| Fingo Africa | A neobank for Africa's 500 million youth | YC Summer 2021 | 8 |
That depends on a number we cannot see, so judge it on what we can: Oxygen is currently Active with a team of around 68. A small team means faster support and more negotiating room, but more risk of the product changing direction. A larger or public vendor costs more and moves slower. If price is the deciding factor, the earlier-batch companies in the table are usually the ones still competing on it.
See all Oxygen alternatives compared →
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