Oxygen pricing

TL;DR: Oxygen does not publish a price list we can verify, which is normal for Fintech companies at this stage. Below: what we can confirm, how to get a real quote, and 8 comparable tools to benchmark the number against.

What is verifiable about Oxygen pricing, how to get a real quote, and 8 comparable tools to price it against.

Company
Oxygen
Category
Fintech
YC batch
Summer 2018
Status
Active
Team size
68
Public price list
Not published

Last verified:

Does Oxygen publish its pricing?

Not in any source we can verify. Oxygen is a Y Combinator-backed Fintech company from the Summer 2018 batch, and companies at this stage usually quote per customer rather than publish rate cards. We will not guess at a number — anything quoted elsewhere without a source is guesswork too. The company profile we work from is the Y Combinator listing; the current figure has to come from Oxygen directly.

How to get an accurate Oxygen quote

  1. Ask for pricing at your actual volume, not the headline tier — per-seat and usage pricing diverge fast.
  2. Ask what happens at renewal. Uplift caps matter more than the first-year discount.
  3. Get the onboarding, migration and support costs in writing separately.
  4. Ask for a month-to-month option. If it does not exist, that tells you about the annual price.
  5. Quote a competitor from the table below. It is the fastest way to a real number.

Oxygen pricing compared to competitors

These are the closest comparable tools, matched on what Oxygen actually does. Price each one alongside it — stage and team size are a reasonable proxy for where a vendor sits on price.

Compare againstWhat it doesStageTeam
TallyYC Winter 20252
SableMobile bank for credit-worthy, new-to-America internationals offering…YC Summer 201912
Z1Digital bank for teenagers in LatAm connected to prepaid cardYC Winter 202180
AkudoIndia's first learning-focused neobank for teenagersYC Summer 202120
FAZZAll-in-one Finance for Every Southeast Asia BusinessYC Summer 2017500
TruebillLive your best financial lifeYC Winter 2016225
FutureAdvisorThe online financial management service for everyone.YC Summer 201051
Fingo AfricaA neobank for Africa's 500 million youthYC Summer 20218

Is Oxygen worth the cost?

That depends on a number we cannot see, so judge it on what we can: Oxygen is currently Active with a team of around 68. A small team means faster support and more negotiating room, but more risk of the product changing direction. A larger or public vendor costs more and moves slower. If price is the deciding factor, the earlier-batch companies in the table are usually the ones still competing on it.

See all Oxygen alternatives compared →

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