Payflow alternatives
TL;DR: 12 companies doing similar work to Payflow in B2B, ranked by how closely they match what Payflow actually does — not just by category.
How this list was built: every company here is Y Combinator-backed and shares at least one category with Payflow. They are scored on how closely their own description overlaps with Payflow's, and all facts shown come from the YC company records — nothing is estimated.
What are the best alternatives to Payflow?
| Alternative | What it does | Batch | Team | Status |
|---|---|---|---|---|
| Scanate/Fellow | API for Invoice Financing | Summer 2016 | 2 | Inactive |
| Fithub | — | Winter 2010 | — | Inactive |
| Insoshi | — | Winter 2008 | — | Inactive |
| Finmark | Financial planning software for startups | Summer 2020 | 14 | Acquired |
| Minerva | AI native financial institution | Spring 2025 | 5 | Active |
| Sintropix | Autonomous accounting platform for global companies | Fall 2026 | 2 | Active |
| ClaimKit | AI-native tax firm | Fall 2026 | 4 | Active |
| BHRD | BHRD ("Be Heard") helps public companies communicate with investors. | Summer 2018 | 3 | Inactive |
| Maroo | CRM for creatives (acquired by Helium Ventures) | Summer 2021 | 5 | Acquired |
| Cashboard | Inventing the solo CFO. | Summer 2022 | 6 | Active |
| Topkey | — | Winter 2021 | 17 | Active |
| Confido | AI-enabled financial automation and intelligence for CPG Brands | Summer 2021 | 65 | Active |
Is Payflow still active?
Payflow is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.
How was this list put together?
Every company here is Y Combinator-backed and shares at least one category with Payflow. They are then ranked on how closely their own description overlaps with Payflow's, so the closest matches come first rather than whoever happens to share a tag.