TL;DR: If you are replacing Payfura, the closest options are Satchel, Tally, Apollo. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Payfura (YC Summer 2022).
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The three closest alternatives to Payfura are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Apollo | Payments & Loyalty Infrastructure | YC Winter 2022 | 11 | Active |
| Pesto | — | YC Winter 2021 | 8 | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| Hyper | Sell memberships to your Discord server | YC Summer 2021 | 6 | Acquired |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Cardda | All-in-one spend management for businesses in Latam | YC Winter 2022 | 5 | Active |
| CredPal | CredPal is a buy now pay later company in Africa that allows… | YC Winter 2019 | 35 | Active |
| Nomba | Banking and payments for businesses in Africa | YC Winter 2017 | 200 | Active |
| Fintoc | Account-to-Account payments in Mexico and Chile. | YC Winter 2021 | 60 | Active |
It depends on your size. Satchel is the closest match on what Payfura actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Payfura is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.
Every company here is Y Combinator-backed and was matched to Payfura on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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