TL;DR: If you are replacing Payhippo, the closest options are Pesto, Tally, Duplo. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Payhippo (YC Summer 2021).
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The three closest alternatives to Payhippo are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Pesto | — | YC Winter 2021 | 8 | Active |
| Tally | — | YC Winter 2025 | 2 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Rank (formerly Moni) | Group Financing for small businesses across Africa. | YC Winter 2022 | 20 | Active |
| Facio | Salary advance to employees in Brazil. | YC Winter 2020 | 36 | Active |
| Creizer | Clear.co for LATAM. Revenue based financing for online sellers. | YC Winter 2022 | 12 | Active |
| Suplias | We enable FMCG distributors in Africa buy inventory on credit | YC Summer 2021 | 9 | Active |
| Nexu | Financing platform for LatAm car dealerships. | YC Winter 2020 | 63 | Active |
| CredPal | CredPal is a buy now pay later company in Africa that allows… | YC Winter 2019 | 35 | Active |
| Kashin | Credit for the emerging economy in Latam | YC Summer 2022 | 45 | Active |
| Jenfi | Jenfi provides revenue-based financing for digital businesses in Asia | YC Winter 2020 | 18 | Active |
It depends on your size. Pesto is the closest match on what Payhippo actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Payhippo is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to Payhippo on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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