Pesto alternatives
TL;DR: 12 companies doing similar work to Pesto in Fintech, ranked by how closely they match what Pesto actually does — not just by category.
How this list was built: every company here is Y Combinator-backed and shares at least one category with Pesto. They are scored on how closely their own description overlaps with Pesto's, and all facts shown come from the YC company records — nothing is estimated.
What are the best alternatives to Pesto?
| Alternative | What it does | Batch | Team | Status |
|---|---|---|---|---|
| R2 | Embedded lending infrastructure | Winter 2021 | 100 | Acquired |
| Finley | Streamline your debt capital raise and management | Winter 2021 | 32 | Acquired |
| Bueno Finance | Building Chime for India | Winter 2021 | 18 | Acquired |
| Kovi | Making car ownership more inclusive, flexible and simple. | Winter 2019 | 890 | Acquired |
| Kredi | Rocket Mortgage for LatAm. | Winter 2021 | 66 | Active |
| GoBuild (fka Brick) | The payments solution for small scale construction. | Winter 2021 | 18 | Inactive |
| Nano Technologies | Payroll app to pay workers daily for retailers & manufacturers in SEA | Winter 2021 | 17 | Active |
| Sivo | Debt as a service for companies to lend money to their users at scale. | Winter 2021 | 15 | Active |
| Dayra | Data-driven embedded Financial Services for Gig Workers | Winter 2021 | 10 | Active |
| Krab | Instant loans for trucking companies in India | Winter 2021 | 9 | Inactive |
| Kanda | Affirm for general contractors | Winter 2021 | 8 | Active |
| Accept.inc (formerly BoardRE) | BoardRE is a new type of mortgage company that upgrades any offer… | Winter 2019 | 80 | Acquired |
Is Pesto still active?
Pesto is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
How was this list put together?
Every company here is Y Combinator-backed and shares at least one category with Pesto. They are then ranked on how closely their own description overlaps with Pesto's, so the closest matches come first rather than whoever happens to share a tag.