TL;DR: If you are replacing Satchel, the closest options are Khatabook, Kinside, Prodigal. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Satchel (YC Summer 2018).
Last verified:
The three closest alternatives to Satchel are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Khatabook | Manage your ledgers and avail Financial Services like Lending on your… | YC Summer 2018 | 350 | Active |
| Kinside | Powering the $648b Care Economy | YC Summer 2018 | 18 | Acquired |
| Prodigal | Lending Intelligence Software | YC Summer 2018 | 99 | Active |
| OkCredit | Simple and secure bookkeeping for Indian businesses. | YC Summer 2018 | 70 | Active |
| OWNY | Manage capital, investors & banking in one place. | YC Summer 2018 | 10 | Active |
| WePay | Payments for platform businesses. | YC Summer 2009 | 400 | Acquired |
| Sendwave | Instant, no fee international remittances. | YC Winter 2012 | 350 | Acquired |
| GoCardless | We’re building the world’s bank payment network. | YC Summer 2011 | 900 | Active |
| Stripe | Economic infrastructure for the internet. | YC Summer 2009 | 7000 | Active |
| Wave | Mobile money app for Africa | YC Winter 2012 | 1600 | Active |
| Xendit | Provides payment infrastructure for Southeast Asia | YC Summer 2015 | 700 | Active |
| Aspire | All-in-one Finance OS for businesses | YC Winter 2018 | 500 | Active |
It depends on your size. Khatabook is the closest match on what Satchel actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Satchel is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.
Every company here is Y Combinator-backed and was matched to Satchel on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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