Who competes with Selfin?

Selfin competes in the Fintech category against Tally, InstaKin, Oxygen, Debteye, Fondeadora and other Y Combinator-backed companies.

Selfin alternatives: 12 options compared

Q: What are the best alternatives to Selfin?

The closest alternatives to Selfin are Tally, InstaKin, Oxygen. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Selfin alternative should I choose?

Tally is the closest match to what Selfin does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

Q: Is Selfin still active?

Selfin is currently listed as Active in the Y Combinator directory.

TL;DR: If you are replacing Selfin, the closest options are Tally, InstaKin, Oxygen. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Selfin (YC Fall 2025).

Last verified: 2026-06-01

What are the best alternatives to Selfin?

The three closest alternatives to Selfin are:

Tally — works in the same Fintech category (YC Winter 2025).
InstaKin — Financial Platform for Migrant Families in America (YC Summer 2021).
Oxygen — A leading digital bank in the US offering personal and business… (YC Summer 2018).

Selfin alternatives compared

Alternative	What it does	Stage	Team	Status
Tally	—	YC Winter 2025	2	Active
InstaKin	Financial Platform for Migrant Families in America	YC Summer 2021	15	Active
Oxygen	A leading digital bank in the US offering personal and business…	YC Summer 2018	68	Active
Debteye	Automate credit counseling.	YC Summer 2011	2	Acquired
Fondeadora	We are connecting every single Mexican to the financial system.	YC Winter 2020	160	Active
Prospa	Banking for businesses	YC Winter 2021	70	Active
Parker	Parker is a digital bank.	YC Winter 2019	10	Inactive
Satchel	—	YC Summer 2018	8	Inactive
Z1	Digital bank for teenagers in LatAm connected to prepaid card	YC Winter 2021	80	Active
Atlas	Modern spend management & concierge.	YC Winter 2019	25	Active
Bits	Bits is a credit card designed to help people build credit	YC Summer 2020	15	Active
Totalis	derivative layer for prediction markets	YC Spring 2026	—	Active

Which Selfin alternative should I choose?

It depends on your size. Tally is the closest match on what Selfin actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Selfin still active?

Selfin is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Selfin on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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