TL;DR: If you are replacing Sendwave, the closest options are Satchel, Tally, Wave. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Sendwave (YC Winter 2012).
Last verified:
The three closest alternatives to Sendwave are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Wave | Mobile money app for Africa | YC Winter 2012 | 1600 | Active |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Afriex | Instant, low-fee remittances | YC Summer 2020 | 55 | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| Nomba | Banking and payments for businesses in Africa | YC Winter 2017 | 200 | Active |
| Y Combinator | Make something people want. | YC Unspecified | 100 | Active |
| Angle Health | Health Insurance for Startups | YC Winter 2020 | 100 | Active |
| Union54 | Developers of ChitChat, an integrated messaging and payments wallet… | YC Summer 2021 | 17 | Active |
| Freya | Voice AI for Enterprises | YC Summer 2025 | 14 | Active |
It depends on your size. Satchel is the closest match on what Sendwave actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Sendwave has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.
Every company here is Y Combinator-backed and was matched to Sendwave on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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