TL;DR: If you are replacing Serica, the closest options are Tally, Prospa, Parker. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Serica (YC Summer 2015).
Last verified:
The three closest alternatives to Serica are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Proof Trading | Institutional equities broker-dealer | YC Summer 2019 | 7 | Active |
| TaoFi | The financial layer for decentralized AI | YC Winter 2021 | 11 | Acquired |
| Direct Match | — | YC Winter 2015 | 11 | Inactive |
| attimet | Building the Prime Radiant | YC Fall 2024 | 3 | Active |
| Buttercoin | Bitcoin Marketplace | YC Summer 2013 | 11 | Inactive |
| Wave | Mobile money app for Africa | YC Winter 2012 | 1600 | Active |
| Nomba | Banking and payments for businesses in Africa | YC Winter 2017 | 200 | Active |
It depends on your size. Tally is the closest match on what Serica actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Serica is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.
Every company here is Y Combinator-backed and was matched to Serica on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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