TL;DR: If you are replacing Standard Treasury, the closest options are Satchel, Tally, Prospa. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Standard Treasury (YC Summer 2013).
Last verified:
The three closest alternatives to Standard Treasury are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Laminate | — | YC Winter 2023 | — | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Fintoc | Account-to-Account payments in Mexico and Chile. | YC Winter 2021 | 60 | Active |
| Kodo | Corporate card & spend management platform for Indian startups | YC Winter 2021 | 45 | Active |
| STARK BANK | Challenger bank for enterprises | YC Winter 2020 | 70 | Active |
| Direct Match | — | YC Winter 2015 | 11 | Inactive |
It depends on your size. Satchel is the closest match on what Standard Treasury actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Standard Treasury has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.
Every company here is Y Combinator-backed and was matched to Standard Treasury on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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