TL;DR: The closest YC-backed alternatives to <strong>Stoa</strong> are other Y Combinator Fintech companies, especially from the Summer 2026 batch. Below are 20 ranked competitors with batch, status, and team size.
Y Combinator-backed Fintech companies similar to Stoa (YC Summer 2026).
Last verified:
FlorinYC Summer 2026 · Active · 3 people— Florin is the insurance carrier with zero underwriters
Levocred AIYC Summer 2026 · Active · 2 people— AI for every workflow inside a credit team
EkpaYC Summer 2026 · Active · 2 people— Building Autonomous Research Agents for Trading
RisklyticsYC Summer 2026 · Active · 2 people— Commercial Insurance Brokerage for Frontier Tech
ComputableYC Summer 2026 · Active · 2 people— Buy, sell, and redeem GPU hours for any week with instant liquidity
AgentcardYC Summer 2026 · Active— debit cards for AI agents.
CoinbaseYC Summer 2012 · Public · 6112 people— Buy, sell, and manage cryptocurrencies.
GrowwYC Winter 2018 · Public · 1050 people— Making financial services simple, transparent and delightful.