TL;DR: If you are replacing Tilt, the closest options are Tally, Debteye, Satchel. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Tilt (YC Winter 2012).
Last verified:
The three closest alternatives to Tilt are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Debteye | Automate credit counseling. | YC Summer 2011 | 2 | Acquired |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Buxfer | Buxfer helps you make better spending decisions by making it easy to… | YC Winter 2007 | 1 | Active |
| Atlas | Modern spend management & concierge. | YC Winter 2019 | 25 | Active |
| Bits | Bits is a credit card designed to help people build credit | YC Summer 2020 | 15 | Active |
| Totalis | derivative layer for prediction markets | YC Spring 2026 | — | Active |
| Gravy | Agents that move money, trade stocks, and file taxes. | YC Spring 2026 | 2 | Active |
| Wave | Mobile money app for Africa | YC Winter 2012 | 1600 | Active |
| Female Invest | Female Invest is a social e-learning app for finance and investing | YC Summer 2021 | 20 | Active |
| InstaKin | Financial Platform for Migrant Families in America | YC Summer 2021 | 15 | Active |
| Y Combinator | Make something people want. | YC Unspecified | 100 | Active |
It depends on your size. Tally is the closest match on what Tilt actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Tilt has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.
Every company here is Y Combinator-backed and was matched to Tilt on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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