Totalis alternatives

TL;DR: The closest YC-backed alternatives to <strong>Totalis</strong> are other Y Combinator Fintech companies, especially from the Spring 2026 batch. Below are 20 ranked competitors with batch, status, and team size.

Y Combinator-backed Fintech companies similar to Totalis (YC Spring 2026).

Last verified:

  • Kimpton AI YC Spring 2026 · Active · 5 people — The IDE for Investors
  • HEVN, inc YC Spring 2026 · Active · 4 people — Agentic payroll
  • Archer YC Spring 2026 · Active · 4 people — Global payouts for the workforce powering AI
  • Kinro YC Spring 2026 · Active · 3 people — Autonomous insurance brokerage for small businesses
  • Zolvo YC Spring 2026 · Active · 3 people — AI Back-Office Automation for Commercial Lenders
  • KelAI YC Spring 2026 · Active · 3 people — The AI Quant: Autonomous Alpha Engine for Funds and Traders.
  • Soria YC Spring 2026 · Active · 3 people — AI Financial Research Terminal built for Healthcare (and beyond)
  • Mochatrade YC Spring 2026 · Active · 3 people — US stock perps for Indian traders
  • Hedge YC Spring 2026 · Active · 2 people — AI-Native wholesale insurance company
  • River Markets YC Spring 2026 · Active · 2 people — Prime brokerage for prediction markets
  • Gravy YC Spring 2026 · Active · 2 people — Agents that move money, trade stocks, and file taxes.
  • Mount YC Spring 2026 · Active · 2 people — The AI Agent Insurance Carrier
  • ValCtrl YC Spring 2026 · Active · 2 people — ValCtrl is building the only intelligent prediction market
  • Uno Wallet YC Spring 2026 · Active · 2 people — The AI mobile wallet that replaces Apple Pay
  • Klaimee YC Spring 2026 · Active · 2 people — Liability insurance for AI Agents. You deploy agents, we cover you.
  • Huscarl YC Spring 2026 · Active · 2 people — AI-native actuary enabling self-insurance for corporations
  • Standard Signal YC Spring 2026 · Active · 1 people — Hedge fund where AI researches and executes every trade end-to-end
  • Allowance YC Spring 2026 · Active · 1 people — The spend control layer for AI agents
  • Wealor YC Spring 2026 · Active — AI-native platform for wealth managers
  • Coinbase YC Summer 2012 · Public · 6112 people — Buy, sell, and manage cryptocurrencies.

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