tpaga alternatives: 12 options compared

TL;DR: If you are replacing tpaga, the closest options are Satchel, Tally, Wave. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces tpaga (YC Summer 2017).

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What are the best alternatives to tpaga?

The three closest alternatives to tpaga are:

  1. Satchel — works in the same Fintech category (YC Summer 2018).
  2. Tally — works in the same Fintech category (YC Winter 2025).
  3. Wave — Mobile money app for Africa (YC Winter 2012).

tpaga alternatives compared

AlternativeWhat it doesStageTeamStatus
SatchelYC Summer 20188Inactive
TallyYC Winter 20252Active
WaveMobile money app for AfricaYC Winter 20121600Active
ParibusYC Summer 2015Acquired
ProspaBanking for businessesYC Winter 202170Active
ParkerParker is a digital bank.YC Winter 201910Inactive
FlintoMexico's digital walletYC Winter 2018Acquired
Carbon-12 LabsA Global Payouts API for StartupsYC Winter 2020Inactive
InstaKinFinancial Platform for Migrant Families in AmericaYC Summer 202115Active
Z1Digital bank for teenagers in LatAm connected to prepaid cardYC Winter 202180Active
MonoPlaid for Africa, but better.YC Winter 202110Acquired
NombaBanking and payments for businesses in AfricaYC Winter 2017200Active

Which tpaga alternative should I choose?

It depends on your size. Satchel is the closest match on what tpaga actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is tpaga still active?

tpaga is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.

How was this list put together?

Every company here is Y Combinator-backed and was matched to tpaga on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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