TL;DR: If you are replacing tpaga, the closest options are Satchel, Tally, Wave. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces tpaga (YC Summer 2017).
Last verified:
The three closest alternatives to tpaga are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Wave | Mobile money app for Africa | YC Winter 2012 | 1600 | Active |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Flinto | Mexico's digital wallet | YC Winter 2018 | — | Acquired |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| InstaKin | Financial Platform for Migrant Families in America | YC Summer 2021 | 15 | Active |
| Z1 | Digital bank for teenagers in LatAm connected to prepaid card | YC Winter 2021 | 80 | Active |
| Mono | Plaid for Africa, but better. | YC Winter 2021 | 10 | Acquired |
| Nomba | Banking and payments for businesses in Africa | YC Winter 2017 | 200 | Active |
It depends on your size. Satchel is the closest match on what tpaga actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
tpaga is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to tpaga on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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