TL;DR: If you are replacing Treasury Prime, the closest options are Prospa, Tally, Laminate. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Treasury Prime (YC Winter 2018).
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The three closest alternatives to Treasury Prime are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Tally | — | YC Winter 2025 | 2 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Zeal | Modern payroll for modern work | YC Summer 2019 | 45 | Active |
| STARK BANK | Challenger bank for enterprises | YC Winter 2020 | 70 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Wave | Mobile money app for Africa | YC Winter 2012 | 1600 | Active |
| Finantier | Plaid for Southeast Asia | YC Winter 2021 | 40 | Inactive |
| Mono | Plaid for Africa, but better. | YC Winter 2021 | 10 | Acquired |
It depends on your size. Prospa is the closest match on what Treasury Prime actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Treasury Prime is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to Treasury Prime on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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