Trigo alternatives: 12 options compared

TL;DR: If you are replacing Trigo, the closest options are Laminate, Pesto, Tally. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Trigo (YC Winter 2023).

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What are the best alternatives to Trigo?

The three closest alternatives to Trigo are:

  1. Laminate — works in the same Fintech category (YC Winter 2023).
  2. Pesto — works in the same Fintech category (YC Winter 2021).
  3. Tally — works in the same Fintech category (YC Winter 2025).

Trigo alternatives compared

AlternativeWhat it doesStageTeamStatus
LaminateYC Winter 2023Active
PestoYC Winter 20218Active
TallyYC Winter 20252Active
DebteyeAutomate credit counseling.YC Summer 20112Acquired
BitsBits is a credit card designed to help people build creditYC Summer 202015Active
ProspaBanking for businessesYC Winter 202170Active
DuploVenmo for B2B in AfricaYC Winter 202213Active
SatchelYC Summer 20188Inactive
BuxferBuxfer helps you make better spending decisions by making it easy to…YC Winter 20071Active
FacioSalary advance to employees in Brazil.YC Winter 202036Active
AtlasModern spend management & concierge.YC Winter 201925Active
Totalisderivative layer for prediction marketsYC Spring 2026Active

Which Trigo alternative should I choose?

It depends on your size. Laminate is the closest match on what Trigo actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Trigo still active?

Trigo has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Trigo on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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