Who competes with Valiu?

Valiu competes in the Fintech category against Satchel, Tally, Apollo, Paribus, Prospa and other Y Combinator-backed companies.

Valiu alternatives: 12 options compared

Q: What are the best alternatives to Valiu?

The closest alternatives to Valiu are Satchel, Tally, Apollo. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Valiu alternative should I choose?

Satchel is the closest match to what Valiu does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

Q: Is Valiu still active?

Valiu is currently listed as Inactive in the Y Combinator directory.

TL;DR: If you are replacing Valiu, the closest options are Satchel, Tally, Apollo. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Valiu (YC Summer 2019).

Last verified: 2026-04-21

What are the best alternatives to Valiu?

The three closest alternatives to Valiu are:

Satchel — works in the same Fintech category (YC Summer 2018).
Tally — works in the same Fintech category (YC Winter 2025).
Apollo — Payments & Loyalty Infrastructure (YC Winter 2022).

Valiu alternatives compared

Alternative	What it does	Stage	Team	Status
Satchel	—	YC Summer 2018	8	Inactive
Tally	—	YC Winter 2025	2	Active
Apollo	Payments & Loyalty Infrastructure	YC Winter 2022	11	Active
Paribus	—	YC Summer 2015	—	Acquired
Prospa	Banking for businesses	YC Winter 2021	70	Active
Carbon-12 Labs	A Global Payouts API for Startups	YC Winter 2020	—	Inactive
Cleva	Global neobank for emerging markets	YC Winter 2024	30	Active
Bitaccess	We make bitcoin simple.	YC Summer 2014	55	Acquired
Wave	Mobile money app for Africa	YC Winter 2012	1600	Active
Coco Wallet	Your global dollar account powered by stablecoins	YC Summer 2019	50	Active
Nomba	Banking and payments for businesses in Africa	YC Winter 2017	200	Active
Y Combinator	Make something people want.	YC Unspecified	100	Active

Which Valiu alternative should I choose?

It depends on your size. Satchel is the closest match on what Valiu actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Valiu still active?

Valiu is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Valiu on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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