Vendy alternatives
TL;DR: 12 companies doing similar work to Vendy in Fintech, ranked by how closely they match what Vendy actually does — not just by category.
How this list was built: every company here is Y Combinator-backed and shares at least one category with Vendy. They are scored on how closely their own description overlaps with Vendy's, and all facts shown come from the YC company records — nothing is estimated.
What are the best alternatives to Vendy?
| Alternative | What it does | Batch | Team | Status |
|---|---|---|---|---|
| Satchel | — | Summer 2018 | 8 | Inactive |
| Andustry | — | Spring 2026 | 2 | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | Winter 2020 | — | Inactive |
| Y Combinator | Make something people want. | Unspecified | 100 | Active |
| Transfez | Brex for small businesses in Indonesia | Winter 2022 | 50 | Active |
| Fintoc | Account-to-Account payments in Mexico and Chile. | Winter 2021 | 60 | Active |
| Kodo | Corporate card & spend management platform for Indian startups | Winter 2021 | 45 | Active |
| Hyper | Sell memberships to your Discord server | Summer 2021 | 6 | Acquired |
| Canopy (was Encarte) | Encarte is building 1-click checkout for all online stores. | Winter 2019 | 2 | Active |
| Wave | Mobile money app for Africa | Winter 2012 | 1600 | Active |
| Cypher | Crypto Neo-Bank (WhatsApp moment for bank accounts) | Winter 2022 | 12 | Acquired |
| Nomba | Banking and payments for businesses in Africa | Winter 2017 | 200 | Active |
Is Vendy still active?
Vendy is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
How was this list put together?
Every company here is Y Combinator-backed and shares at least one category with Vendy. They are then ranked on how closely their own description overlaps with Vendy's, so the closest matches come first rather than whoever happens to share a tag.