Z1 pricing

TL;DR: Z1 does not publish a price list we can verify, which is normal for Fintech companies at this stage. Below: what we can confirm, how to get a real quote, and 8 comparable tools to benchmark the number against.

What is verifiable about Z1 pricing, how to get a real quote, and 8 comparable tools to price it against.

Company
Z1
Category
Fintech
YC batch
Winter 2021
Status
Active
Team size
80
Public price list
Not published

Last verified:

Does Z1 publish its pricing?

Not in any source we can verify. Z1 is a Y Combinator-backed Fintech company from the Winter 2021 batch, and companies at this stage usually quote per customer rather than publish rate cards. We will not guess at a number — anything quoted elsewhere without a source is guesswork too. The company profile we work from is the Y Combinator listing; the current figure has to come from Z1 directly.

How to get an accurate Z1 quote

  1. Ask for pricing at your actual volume, not the headline tier — per-seat and usage pricing diverge fast.
  2. Ask what happens at renewal. Uplift caps matter more than the first-year discount.
  3. Get the onboarding, migration and support costs in writing separately.
  4. Ask for a month-to-month option. If it does not exist, that tells you about the annual price.
  5. Quote a competitor from the table below. It is the fastest way to a real number.

Z1 pricing compared to competitors

These are the closest comparable tools, matched on what Z1 actually does. Price each one alongside it — stage and team size are a reasonable proxy for where a vendor sits on price.

Compare againstWhat it doesStageTeam
SatchelYC Summer 20188
TallyYC Winter 20252
PestoYC Winter 20218
OxygenA leading digital bank in the US offering personal and business…YC Summer 201868
ParkerParker is a digital bank.YC Winter 201910
InstaKinFinancial Platform for Migrant Families in AmericaYC Summer 202115
KodoCorporate card & spend management platform for Indian startupsYC Winter 202145
TransfezBrex for small businesses in IndonesiaYC Winter 202250

Is Z1 worth the cost?

That depends on a number we cannot see, so judge it on what we can: Z1 is currently Active with a team of around 80. A small team means faster support and more negotiating room, but more risk of the product changing direction. A larger or public vendor costs more and moves slower. If price is the deciding factor, the earlier-batch companies in the table are usually the ones still competing on it.

See all Z1 alternatives compared →

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