Arc is currently listed as Acquired in the Y Combinator directory.

Who competes with Arc?

Arc competes in the Fintech category against Tally, Prospa, Laminate, Duplo, Increase and other Y Combinator-backed companies.

Arc alternatives: 12 options compared

Q: What are the best alternatives to Arc?

The closest alternatives to Arc are Tally, Prospa, Laminate. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Arc alternative should I choose?

Tally is the closest match to what Arc does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

TL;DR: If you are replacing Arc, the closest options are Tally, Prospa, Laminate. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Arc (YC Winter 2022).

Last verified: 2026-08-01

What are the best alternatives to Arc?

The three closest alternatives to Arc are:

Tally — works in the same Fintech category (YC Winter 2025).
Prospa — Banking for businesses (YC Winter 2021).
Laminate — works in the same Fintech category (YC Winter 2023).

Arc alternatives compared

Alternative	What it does	Stage	Team	Status
Tally	—	YC Winter 2025	2	Active
Prospa	Banking for businesses	YC Winter 2021	70	Active
Laminate	—	YC Winter 2023	—	Active
Duplo	Venmo for B2B in Africa	YC Winter 2022	13	Active
Increase	API-first banking for ambitious technology companies.	YC Summer 2020	15	Active
Parker	Parker is a digital bank.	YC Winter 2019	10	Inactive
Satchel	—	YC Summer 2018	8	Inactive
Spring in Africa	Investing in innovation	YC Winter 2019	—	Active
STARK BANK	Challenger bank for enterprises	YC Winter 2020	70	Active
Zeal	Modern payroll for modern work	YC Summer 2019	45	Active
InstaKin	Financial Platform for Migrant Families in America	YC Summer 2021	15	Active
Y Combinator	Make something people want.	YC Unspecified	100	Active

Which Arc alternative should I choose?

It depends on your size. Tally is the closest match on what Arc actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Arc still active?

Arc has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Arc on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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