TL;DR: If you are replacing Arcus, the closest options are Prospa, Satchel, Tally. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Arcus (YC Summer 2013).
Last verified:
The three closest alternatives to Arcus are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Angle Health | Health Insurance for Startups | YC Winter 2020 | 100 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Nomba | Banking and payments for businesses in Africa | YC Winter 2017 | 200 | Active |
| Mendel | Workflows to empower employees to spend while finance stay in control | YC Winter 2021 | 5 | Active |
| Zeal | Modern payroll for modern work | YC Summer 2019 | 45 | Active |
It depends on your size. Prospa is the closest match on what Arcus actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Arcus has been acquired, which often means pricing, roadmap or support changes. That is the usual reason people start looking at this list.
Every company here is Y Combinator-backed and was matched to Arcus on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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