Chestnut (YC Spring 2025)

TL;DR: Chestnut is a Y Combinator Spring 2025 startup The first AI mortgage lender, currently active with a team of 2.

The first AI mortgage lender

YC ID
30384
YC Batch
Spring 2025
Status
Active
Team size
2
Industry
Fintech, Credit and Lending
Tags
Fintech, Real Estate, Consumer
YC profile
https://www.ycombinator.com/companies/chestnut

Last verified:

Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.

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Frequently asked questions

Is Chestnut a YC (Y Combinator) company?

Yes. Chestnut was funded by Y Combinator in the Spring 2025 batch. The first AI mortgage lender

What does Chestnut do?

Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and…

What YC batch was Chestnut in?

Chestnut was part of Y Combinator's Spring 2025 batch.

How big is Chestnut?

Chestnut has a team of 2 people according to Y Combinator's directory.

Is Chestnut still active?

Chestnut is currently listed as Active with a team of 2 in Y Combinator's directory.

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