Grain pricing

TL;DR: Grain does not publish a price list we can verify, which is normal for Fintech companies at this stage. Below: what we can confirm, how to get a real quote, and 8 comparable tools to benchmark the number against.

What is verifiable about Grain pricing, how to get a real quote, and 8 comparable tools to price it against.

Company
Grain
Category
Fintech
YC batch
Winter 2020
Status
Active
Team size
30
Public price list
Not published

Last verified:

Does Grain publish its pricing?

Not in any source we can verify. Grain is a Y Combinator-backed Fintech company from the Winter 2020 batch, and companies at this stage usually quote per customer rather than publish rate cards. We will not guess at a number — anything quoted elsewhere without a source is guesswork too. The company profile we work from is the Y Combinator listing; the current figure has to come from Grain directly.

How to get an accurate Grain quote

  1. Ask for pricing at your actual volume, not the headline tier — per-seat and usage pricing diverge fast.
  2. Ask what happens at renewal. Uplift caps matter more than the first-year discount.
  3. Get the onboarding, migration and support costs in writing separately.
  4. Ask for a month-to-month option. If it does not exist, that tells you about the annual price.
  5. Quote a competitor from the table below. It is the fastest way to a real number.

Grain pricing compared to competitors

These are the closest comparable tools, matched on what Grain actually does. Price each one alongside it — stage and team size are a reasonable proxy for where a vendor sits on price.

Compare againstWhat it doesStageTeam
PestoYC Winter 20218
TallyYC Winter 20252
SatchelYC Summer 20188
FacioSalary advance to employees in Brazil.YC Winter 202036
BitsBits is a credit card designed to help people build creditYC Summer 202015
Bueno FinanceBuilding Chime for IndiaYC Winter 202118
NexuFinancing platform for LatAm car dealerships.YC Winter 202063
MythiaRewards card for gamersYC Winter 2021

Is Grain worth the cost?

That depends on a number we cannot see, so judge it on what we can: Grain is currently Active with a team of around 30. A small team means faster support and more negotiating room, but more risk of the product changing direction. A larger or public vendor costs more and moves slower. If price is the deciding factor, the earlier-batch companies in the table are usually the ones still competing on it.

See all Grain alternatives compared →

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