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    Huscarl

    Spring 2026
    Active

    AI-native actuary enabling self-insurance for corporations

    2 people View on YC

    Huscarl at a glance

    Y Combinator batch
    Spring 2026
    Status
    Active
    Industry
    Fintech
    Team size
    2 people
    Location
    Not recorded
    Website
    Not recorded

    Every field above comes from the Y Combinator company record. Nothing is estimated.

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    About Huscarl

    Huscarl is building an autonomous AI actuary to enable self-insurance for corporations. Large companies use insurance subsidiaries ("captives") to self-insure their risks. Some of these captives are larger than regional insurers. We provide them the actuarial and modeling layer to operate and grow. We're building a future where self-insurance is the default, and commercial insurance the exception. This is the best way to solve the inefficiencies of the $1T corporate insurance market.

    Industries:
    Fintech
    Insurance