TL;DR: If you are replacing Waza, the closest options are Satchel, Tally, Laminate. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Waza (YC Winter 2023).
Last verified:
The three closest alternatives to Waza are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Tally | — | YC Winter 2025 | 2 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| Paribus | — | YC Summer 2015 | — | Acquired |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Zeal | Modern payroll for modern work | YC Summer 2019 | 45 | Active |
| Verto | Cross-Border Payments and FX Simplified | YC Winter 2019 | 170 | Active |
| QFEX | 24/7 Global Stock Exchange | YC Spring 2025 | 14 | Active |
| Wave | Mobile money app for Africa | YC Winter 2012 | 1600 | Active |
| Nomba | Banking and payments for businesses in Africa | YC Winter 2017 | 200 | Active |
It depends on your size. Satchel is the closest match on what Waza actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Waza is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to Waza on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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