Who competes with Cleva?

Cleva competes in the Fintech category against Satchel, Tally, Carbon-12 Labs, Apollo, Paribus and other Y Combinator-backed companies.

Cleva alternatives: 12 options compared

Q: What are the best alternatives to Cleva?

The closest alternatives to Cleva are Satchel, Tally, Carbon-12 Labs. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Cleva alternative should I choose?

Satchel is the closest match to what Cleva does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

Q: Is Cleva still active?

Cleva is currently listed as Active in the Y Combinator directory.

TL;DR: If you are replacing Cleva, the closest options are Satchel, Tally, Carbon-12 Labs. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Cleva (YC Winter 2024).

Last verified: 2026-08-31

What are the best alternatives to Cleva?

The three closest alternatives to Cleva are:

Satchel — works in the same Fintech category (YC Summer 2018).
Tally — works in the same Fintech category (YC Winter 2025).
Carbon-12 Labs — A Global Payouts API for Startups (YC Winter 2020).

Cleva alternatives compared

Alternative	What it does	Stage	Team	Status
Satchel	—	YC Summer 2018	8	Inactive
Tally	—	YC Winter 2025	2	Active
Carbon-12 Labs	A Global Payouts API for Startups	YC Winter 2020	—	Inactive
Apollo	Payments & Loyalty Infrastructure	YC Winter 2022	11	Active
Paribus	—	YC Summer 2015	—	Acquired
Wave	Mobile money app for Africa	YC Winter 2012	1600	Active
Fintoc	Account-to-Account payments in Mexico and Chile.	YC Winter 2021	60	Active
Transfez	Brex for small businesses in Indonesia	YC Winter 2022	50	Active
Algofi	Building the new financial system	YC Summer 2021	7	Inactive
Broad	The multicurrency account and card for Brazilians	YC Winter 2021	5	Active
InstaKin	Financial Platform for Migrant Families in America	YC Summer 2021	15	Active
BlindPay	Stablecoin API for global payments	YC Winter 2025	9	Active

Which Cleva alternative should I choose?

It depends on your size. Satchel is the closest match on what Cleva actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Cleva still active?

Cleva is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Cleva on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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