TL;DR: If you are replacing Clupp, the closest options are Tally, Angle Health, Laminate. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Clupp (YC Winter 2022).
Last verified:
The three closest alternatives to Clupp are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Angle Health | Health Insurance for Startups | YC Winter 2020 | 100 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Zeal | Modern payroll for modern work | YC Summer 2019 | 45 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Hedge | AI-Native insurance company | YC Spring 2026 | 2 | Active |
| R2 | Embedded lending infrastructure | YC Winter 2021 | 100 | Acquired |
| Y Combinator | Make something people want. | YC Unspecified | 100 | Active |
| Kredi | Rocket Mortgage for LatAm. | YC Winter 2021 | 66 | Active |
| Shepherd | Modernizing commercial insurance | YC Winter 2021 | 60 | Active |
It depends on your size. Tally is the closest match on what Clupp actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Clupp is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to Clupp on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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