Y Combinator Fintech Startups

639 Y Combinator-backed Fintech companies across 42 batches — with batch, status, and location for every startup.

Total
639
Active
473
Acquired
80
Public
2
Shut down
84

Y Combinator has backed 639 Fintech companies across 42 batches. Of these, 473 are still active, 80 have been acquired, 2 have gone public, and 84 have shut down. Below is every YC-backed Fintech startup grouped by batch, with links to each company profile.

YC Winter 2026 — 18 Fintech startups

  • Instinct — Trade your instinct
  • Proximitty — AI operating system for commercial loans
  • Valence — Unified prediction markets trading platform
  • Copperlane — Agentic Mortgage Origination
  • Unifold — Multi-chain deposit and payment infrastructure
  • Verdex — AI Verification for Insurance
  • Palus Finance — Your startup's financial advisor
  • Maywood — The first finance-compliant proactive AI that runs 24/7
  • Grade — API for performance-based payroll
  • ZeroSettle — Drop-in Direct Billing SDK for In-App Purchases
  • Panta — AI Native Commercial Insurance Brokerage
  • Axis — An AI Copilot for Trading Desks
  • Forum — The first exchange to trade on attention.
  • Sequence Markets — Low-latency execution across crypto, prediction, and tokenized assets
  • Alt-X — Building the best venue for private markets exposure.
  • Kita — Automate credit review for lenders in emerging markets
  • Fenrock AI — AI agents for banking back office
  • SpotPay — Stablecoin Global Bank Account

YC Spring 2026 — 20 Fintech startups

  • Hedge — AI-Native wholesale insurance company
  • Totalis — derivative layer for prediction markets
  • Kinro — Autonomous insurance brokerage for small businesses
  • Wealor — AI-native platform for wealth managers
  • HEVN, inc — Agentic payroll
  • River Markets — Prime brokerage for prediction markets
  • Standard Signal — Hedge fund where AI researches and executes every trade end-to-end
  • Gravy — Agents that move money, trade stocks, and file taxes.
  • Zolvo — AI Back-Office Automation for Commercial Lenders
  • KelAI — The AI Quant: Autonomous Alpha Engine for Funds and Traders.
  • Kimpton AI — The IDE for Investors
  • Mount — The AI Agent Insurance Carrier
  • Allowance — The spend control layer for AI agents
  • Archer — Global payouts for the workforce powering AI
  • ValCtrl — ValCtrl is building the only intelligent prediction market
  • Soria — AI Financial Research Terminal built for Healthcare (and beyond)
  • Uno Wallet — The AI mobile wallet that replaces Apple Pay
  • Mochatrade — US stock perps for Indian traders
  • Klaimee — Liability insurance for AI Agents. You deploy agents, we cover you.
  • Huscarl — AI-native actuary enabling self-insurance for corporations

YC Summer 2026 — 4 Fintech startups

  • Blueprints — Agentic harness for financial markets
  • Agentcard — debit cards for AI agents.
  • Levocred AI — AI for every workflow inside a credit team
  • Florin — The financial operating system for the companies building the future.

YC Fall 2025 — 8 Fintech startups

  • Sava — Building the future of trusts
  • Casey — Casey is an AI-native commercial insurance brokerage
  • Fernstone — AI-native insurance brokerage.
  • Zavo — AI Operating System for Restaurants
  • Freeport Markets — Trade like a hedge fund.
  • Selfin — Building the first AI Bank
  • Autonomous Technologies Group — Superintelligent financial advisor
  • Amera — Automating claims processing workflows for health insurance payers.

YC Winter 2025 — 13 Fintech startups

  • Axiom — Trade memecoins, perpetuals, and earn yield.
  • finbar — The AI investment analyst
  • PAX Markets — More 𝛼, less latency: exchange and HFT on one chip.
  • Karsa — Stablecoin neobank for emerging markets
  • Harper — AI-native commercial insurance brokerage
  • Infinite — Global B2B Stablecoin Processor
  • CopyCat — AI agents built for insurance.
  • Hudson
  • Vantel — AI Platform for Commercial Insurance Brokerages
  • Karoo — AI native consumer lending platform for underserved Americans
  • Rally — Financial OS for Modern Fleets
  • Pluto — Regulated derivatives exchange
  • BlindPay — Stablecoin API for global payments

YC Spring 2025 — 6 Fintech startups

  • Chestnut — The first AI mortgage lender
  • QFEX — 24/7 Global Stock Exchange
  • Scalar Field — Your Agentic Trading Desk — Building the next era of agentic…
  • Ralo — AI-Native Mortgage Broker
  • Acolite — AI Native Commercial Insurance Broker
  • Avallon AI — AI agents for insurance claims operations

YC Summer 2025 — 7 Fintech startups

  • Astor — AI advisor for retail investors
  • Shor — International payroll, built for founders
  • Veritus — AI agents for the consumer lending industry
  • Ruvo — The Global Dollar App for Brazil
  • Freya — Voice AI for Enterprises
  • Solva — Automates insurance claims and stops incorrect payouts
  • Munify — The Cross-Border Neobank for the Middle East

YC Summer 2024 — 12 Fintech startups

  • Bayesline — Highly customizable and blazingly fast analytics for asset managers.
  • Finosu — AI Native Consumer Loan Servicer
  • ClaimSorted — Making it easy for insurance companies to process claims
  • Paasa — Invest in Global Equities from India
  • Moreta — Payments made easy for international travelers.
  • Blaze — Global Venmo for cross border payments
  • Elayne — Estate settlement, from verified discovery to distribution
  • Kontigo — USDC-Smart Neobank for Latinos.
  • Corgi Insurance — Corgi is building an AI financial infrastructure company
  • Saturn — Compliance and back office workflows for Wealth Managers.
  • FINNY AI — The organic growth engine for financial advisors
  • TradeFlow — AI-powered settlement for financial securities

YC Winter 2024 — 20 Fintech startups

  • Greenboard — Modern OS for the financial back office.
  • GovernGPT — The RFP Platform Asset Managers Adopt
  • Yenmo — Secured consumer lending in India
  • Consul — The Stablecoin Payouts Platform
  • Centauri AI — The Modern ETL and Data Science Platform for Finance
  • Givefront — Nonprofit Financial Management
  • Powder — AI Agents for precise document analysis
  • The New Money Company — Invoicing that pays you even if your buyer doesn’t
  • Dropback — The front office software suite for college sports
  • Blume Benefits — The AI copilot for health insurance brokers.
  • xPay — International Billing Ops, Sales Tax and Payments for SaaS businesses
  • NowHouse — NowHouse helps stock brokerages settle trades instantly.
  • Event Horizon Labs — AI research lab automating all of investing
  • SuretyNow — The Modern Surety Bond Platform
  • Panelytic — Payment infrastructure for machines
  • Infinity — Business banking for cross-border SMBs & Startups
  • Cleva — USD banking platform for Africa
  • Miden — Card issuer processor and banking stack for businesses in Sub-…
  • Polar — The smarter way to manage USD earnings globally
  • Healia — Modern health insurance for dual income families

YC Fall 2024 — 6 Fintech startups

  • Keye — The Smartest Private Equity Investor
  • Sphinx — AI Compliance Analysts for Banks & Fintechs
  • attimet — we predict stuff
  • RiskCube — Top-rated insurance to help close enterprise & government contracts.
  • CollectWise — Automating consumer debt collection with AI
  • Sunset — Find and move money after a death

YC Winter 2023 — 31 Fintech startups

  • No Cap — AI startup investor, No Cap
  • Finvest — AI Wealth Manager
  • OneText — Frictionless payments via SMS
  • Ruby Card — Neobank for e-commerce businesses
  • Trigo — Rent verification API for landlords and lenders
  • Chart — Realtime Access to Verified Tax Records
  • Alphawatch AI — Secure Document Agent
  • Laminate
  • Paperplane — Credit risk management platform for builders' merchants
  • Rainmaker — DeFi for Everyone
  • Milio — B2B-2C real-time account to account payments
  • loopfour — AI for finance, without the black box.
  • Maxi — AI Agent for your personal finances
  • Waza — B2B payments platform for emerging markets.
  • Littio — Dollar banking for people in Latin America
  • Bluedot — Bluedot is a single payment platform for EV drivers and fleets.
  • Mercoa — AI Agent for Billpay platforms to pay invoices with virtual cards
  • Theya — The world's simplest Bitcoin self-custody solution
  • Berilium — Invest in top Private Equity and Private Credit starting at $10k
  • ClickPe — Finance on a Click
  • Hadrius — Automating Securities Compliance
  • Finic — The AI fraud hunter
  • Dataglade — The smart way to research stocks.
  • Koywe — Crypto On and Off Ramp for Latam
  • Infinia — Move money programmatically
  • Alaan — Modern finance platform for the Middle East
  • Rally Tax — AI-native tax platform to save $1T+ for Americans
  • Shekel Mobility — B2B marketplace for Auto Dealers in Africa
  • Corgi Labs — AI to increase payment acceptance and reduce fraud for businesses
  • Constant — AI Analysts for the Buy-Side

YC Summer 2023 — 16 Fintech startups

  • CheqUPI — India's first UPI wallet for foreign nationals and NRIs
  • Cardinal Gray — Automating lenders' interactions with the DMV
  • Bretton AI — AI-native operations for the banks
  • Eden Care — Claims infrastructure for African health insurance
  • Accend — AI agents for commercial underwriting at banks and fintechs
  • Diligent — AI agents for fintech risk and compliance operations
  • Casca — Make Banking Magical
  • Capi Money — Helping businesses in emerging markets make pay their international…
  • Flex — Stripe for HSA/FSA payments
  • AgentCollect — B2B debt collection powered by AI agents
  • VaultPay — Digital banking platform for the 30 million smartphone users in DRC.
  • Slicker — Recover payment failures and maximize subscription Revenue
  • Envelope — Budgeting app with built-in banking
  • SyntheticFi — Low cost securities-backed lending for financial advisors and HNWI
  • Coba — Dual Currency Accounts For LatAm
  • Catamaran — The AI-powered risk decision platform

YC Summer 2022 — 43 Fintech startups

  • nsave — Trusted $€£ accounts abroad for people from unstable economies.
  • Pump.co — The Costco for cloud is here 🔥🔥
  • Weltio — First LatAm W3 WealthTech for AutoInvesting in securities & crypto
  • Stream — The AI Claims Workbench automating insurance claims
  • Pana — A Global Bank on Chain
  • EthosX — The protocol for derivatives on blockchains
  • Tranch — Tranch is the invoice to payments platform for enterprises.
  • Alma — Gamified mobile banking app where people can win $1M every Wednesday
  • Two Dots — AI fraud prevention and underwriting agent
  • Bridgecard — Card issuer for Africa
  • Blee — Smart, fast, and collaborative compliance reviews
  • Pasito — AI agents for insurance and benefits
  • erad — Non-dilutive funding and payments in the Middle East
  • Coupl — Banking designed for Indian couples.
  • ECSA — AI Agent runs the entire international trade operation
  • Moneco — Neobank for African migrants in Europe
  • Gullak Money — Gullak automates savings & invests these in gold
  • Rio — LATAM’s largest stablecoin FX and liquidity provider
  • Sunlight — The Universal Card-On-File API
  • Bitstack — All things money, with better money
  • Capix — AI-powered private equity intelligence.
  • Argovox — Voice AI agents for patient billing and collections
  • Tank Payments — Modern financial infrastructure for the trucking industry.
  • Payfura — Global payment gateway to buy/sell crypto
  • Anchor — Embedded finance platform for African businesses
  • AviaryAI — Outbound AI voice agents for the financial services industry
  • FlyCode — Recover failed subscription payments to increase retention and LTV
  • AiPrise — AI-powered Global Compliance Platform
  • PrimeVault — Infrastructure powering stablecoin and digital finance
  • Drip — Shop and pay in installments anywhere

YC Winter 2022 — 89 Fintech startups

  • SnapTrade — Plaid for trading
  • Stairs Financial — Find a home you can actually afford
  • digi — Enabling banks have a fintech-style loan origination process
  • Mono — Embedded finance infrastructure for LatAm enterprises.
  • Apollo — Payments & Loyalty Infrastructure
  • Kapital Bank — Data driven neobank for SMBs in LATAM
  • Momento — Building a full-stack auto insurer for the underserved in LatAm
  • Wagetap — Advance next payday, and BNPL for bills
  • Arc — Banking & Funding for Startups
  • Elevate (formerly Bloom) — US based USD accounts for non-US residents
  • Harmoney — Agentic AI solution for fixed income, credit and portfolio analysis
  • Onyx Private — A modern and more accessible private bank for the new generation
  • Orca — Banking for Gen Z, on steroids.
  • Emigre — Banking in India for Indian expats (NRIs)
  • Fintelite — Intelligent Process Automation for Lending.
  • Railbird — A futures market for events.
  • Peakflo — Agentic workflows that automate your back‑office operations
  • Rebill — Global payments infrastructure in LATAM and US
  • VantedgeAI — Scaling investing workflows with AI
  • Creizer — Clear.co for LATAM. Revenue based financing for online sellers.
  • Stock Unlock — Web-app | investment education and analysis tools for retail investors
  • Transfez — Brex for small businesses in Indonesia
  • Perl Street — Financing the next-generation of infrastructure projects
  • PayCrunch — Credit Card for college students based on UPI.
  • BharatX — Enable Buy-Now-Pay-Later in a White-Labelled Manner
  • Aspora — Single account to manage money across the world
  • Touch and Pay Technologies Limited — Digitizing and processing Microtransactions in Africa
  • Whiz — Transforming Finances, Maximizing Your Money Potential.
  • PayCaddy — Simplified Banking as a Service for Latam
  • Botin — Investment super app for Latin America

YC Winter 2021 — 51 Fintech startups

  • Kodo — Corporate card & spend management platform for Indian startups
  • Mendel — Workflows to empower employees to spend while finance stay in control
  • Finley — Streamline your debt capital raise and management
  • Bimaplan — Affordable insurance for the next billion Indians
  • Udhaar App — We're Khatabook / OkCredit for Pakistan
  • Finary.com — The new wealth manager for Europe
  • Striga — Compliant Crypto and Banking Infrastructure
  • Bueno Finance — Building Chime for India
  • Purpose Finance — Accelerating the shift to a more transparent economy
  • Moonshot Brands — Buy and grow profitable e-commerce companies selling on Amazon and DTC
  • OctiFi — Buy Now Pay Later for Southeast Asia
  • Tint — Makes it easy for tech platforms to embed insurance into products
  • Finantier — Plaid for Southeast Asia
  • Mythia — Rewards card for gamers
  • Cheqout — Mobile ordering & payments for Brick & Mortars
  • JoinSub — India's first aggregator and provider of local business subscriptions
  • Finary — Discord for investing.
  • Sivo — Debt as a service for companies to lend money to their users at scale.
  • Verak — Better Business Insurance for MSMEs in India
  • Solo — We help people resolve debt.
  • Mono — Plaid for Africa, but better.
  • Ziina — A digital wallet for the Middle East & North Africa
  • Pagaloop — Pay, Get Paid and Extend Cash Flow using your Credit Card as…
  • Atrato — Enabling consumers split the cost of purchases without a credit card
  • Broad — The multicurrency account and card for Brazilians
  • HUBUC — Global Card Issuing and Payment Processing Engine
  • Djamo — Challenger Bank for consumers in French speaking Africa.
  • NextPay — The digital bank for small businesses in the Philippines.
  • Flux — Cross border Payments infrastructure for internet businesses and…
  • Hapi — Stocks and cryptos trading app with zero commissions and no minimums…

YC Summer 2021 — 63 Fintech startups

  • Truss — Banking for construction
  • Slash — Banking, corporate cards, stablecoin payments – available globally.
  • TAG — TAG is the First Digital Bank (Chime/Revolut/N26) for Pakistan
  • Fingo Africa — A neobank for Africa's 500 million youth
  • Level — Fast and simple fintech financing
  • Koshex — Automating wealth creation for 400M Indian millennials
  • Akudo — India's first learning-focused neobank for teenagers
  • Karbon Card — Corporate Card solution for Indian businesses
  • Forage — Payments infrastructure for government benefits
  • Sproutfi — Latin Americas' first investing social network. Learn. Share. Invest.
  • Bree — Chime for Canada, starting with cash advances
  • Cumbuca — Bare-metal access to Brazil's Open Finance and Pix systems
  • Covie — Programmatic building blocks for transacting with insurance
  • Baraka — Grow Your Wealth With Baraka
  • Aer — Compound compliance: the central hub for meeting SEC obligations
  • HitPay — Payments infrastructure for businesses scaling in APAC
  • Float — Supply chain finance for consumer brands
  • Floatpays Inc — On-demand wage access service built for the African market
  • Dots 💸 — Developer friendly drop in payouts infrastructure
  • Luable — Latin America's Deposits Marketplace for Banks
  • Malga — Malga is an API to accept payments with multiple payment providers
  • Baubap — Smart micro financing for everyone
  • Union54 — Developers of ChitChat, an integrated messaging and payments wallet…
  • Hypercore — Loan management software for private lenders
  • Palla — P2P Cross border payments
  • Hedgehog — Cryptocurrency Robo-adviser. Buy. Balance. Relax.
  • marketfeed — Helps affluent Indians invest in automated options trading strategies
  • FrontPage — Community for 100M Indian Financial Market Traders & Investors
  • Levro — Multicurrency account & international payments for businesses
  • Amenli — Offers insurance to customers in a convenient & transparent way

YC Winter 2020 — 32 Fintech startups

  • Grain — Grain transforms the debit card you already have into a credit card…
  • Easyplan — An AI-driven investment app for beginner investors in India
  • Nexu — Financing platform for LatAm car dealerships.
  • delt.ai — Digital banking for businesses in Latam.
  • GuruHotel — AI-native direct booking infrastructure for global hospitality
  • Apartio — Apartio offers Short Term Rentals for Business Travelers in Brazil
  • Karat Financial — Better financial services for creators
  • yearend — Optimize your equity and taxes in real-time.
  • Breezeful — An online mortgage broker. Get the best mortgage, fast.
  • Haven — Homeownership reimagined for the 21st century.
  • Peg (formerly Paymobil) — The super simple stablecoin wallet with free transactions
  • Tienda Crypto — Crypto Exchange and Payment API Gateway
  • Savvy — Flexible stipends for employee health insurance
  • Revenir — First API solution for tax returns.
  • Modernbanc — Accounting software that works for you
  • Upflow — Cash collection tech for B2B businesses
  • goDutch — Group payments product which lets people pay together at any offline…
  • yBANQ — yBANQ is building a Bill.com for India to simplify collections and…
  • Spenny — Acorns for India. Every time you swipe you make a digital…
  • Angle Health — Health Insurance for Startups
  • Swipe Technologies — Building modern payments, accounting and cashflow management tools…
  • Bamboo — Bamboo ― the first online brokerage service for Africans and their…
  • Fondeadora — We are connecting every single Mexican to the financial system.
  • STARK BANK — Challenger bank for enterprises
  • CrowdForce — Crowdforce is an app that allows any local merchant in Africa,…
  • Belvo — Open Finance API platform for Latam.
  • Jenfi — Jenfi provides revenue-based financing for digital businesses in Asia
  • Carbon-12 Labs — A Global Payouts API for Startups
  • Facio — Salary advance to employees in Brazil.
  • Kosh — Creating Microfinance 2.0.

YC Summer 2020 — 24 Fintech startups

  • Increase — Enterprise-grade banking APIs
  • OneKey — Find the most profitable sites to build EV charging station
  • Charityvest — A premier charitable giving account, for everyone.
  • Dripos — The only piece of software a coffee shop needs to operate.
  • Altro — Build Credit With Your Subscriptions
  • BukuWarung — Accounting, Payments & Credit app for 60M micro-businesses in…
  • Thndr — Investment platform for MENA individuals
  • Jeeves — International banking infrastructure for global startups.
  • AtoB — Modernizing global transportation payments.
  • Volopay — Brex for South East Asia - Corporate cards & automated payments.
  • Novel — Novel is your international business bank account
  • Balance — The first digital payment experience company, built for B2B.
  • Memberstack — Build a custom SaaS or membership site with Webflow or Wordpress
  • Mozper — A debit card and app designed for kids and parents in Latin America
  • Afriex — Instant, low-fee remittances
  • MedPiper Technologies, Inc — Instant cash payouts for delayed flights
  • Letter — Beautifully designed banking for high net-worth individuals.
  • Spenmo — A spend management software that provides businesses visibility,…
  • Lendtable — We give employees cash advances for their 401k match and ESPP
  • CapWay — Inclusive financial technology service provider.
  • Conta Simples — All-in-one financial platform for latam Startups and SMBs.
  • Bits — Bits is a credit card designed to help people build credit
  • Yotta — Save money and win prizes up to $10m through weekly number draws.
  • Safepay — Digital payments for businesses in Pakistan

YC Summer 2019 — 25 Fintech startups

  • Zeal — Modern payroll for modern work
  • Gotrade — Robinhood for Southeast Asia (SEA)
  • Apurata — Point of sale financing for Latin America's middle class.
  • Method Financial — Financial connectivity API for consumer liabilities
  • Zippi — Payment Platform for LatAm Micro and Small Businesses
  • Swadesh — We setup Immigrants with a free US Bank Account, Credit Card, SIM…
  • Soteris — We write ML software to more accurately select & price insurance risk.
  • Rainbow — Open-source, design centric software for interacting with blockchains
  • Coco Wallet — Your global dollar account powered by stablecoins
  • Covela — The digital insurance broker for SMEs in LATAM
  • Fynn — SoFi for trade students
  • Flux — Flux is building the payment network for alternative payments in…
  • Multis — Accounting & Treasury Management Software for Web3 Teams
  • Tranqui Finanzas — Debt Management for Latin America.
  • Heru — Tax Automation Infrastructure
  • PayMongo — Modern online payments for the Philippines
  • Valiu — USD mobile banking for LatAm's businesses and people
  • Path — Financial advisors for Gen-Z
  • Vouch — Insurance and risk management tools for startups and growth-stage…
  • Lofty — Building the NASDAQ for Real Estate.
  • Sable — Mobile bank for credit-worthy, new-to-America internationals offering…
  • Compound — Compound is a wealth manager for people who work at tech companies.
  • Blair — Financing education through Income Share Agreements
  • Proof Trading — Institutional equities broker-dealer
  • FamPay — India’s first neobank for teenagers

YC Winter 2019 — 22 Fintech startups

  • CredPal — CredPal is a buy now pay later company in Africa that allows…
  • Parker — Parker is a digital bank.
  • WeatherCheck — WeatherCheck monitors properties for hail damage so that insurance…
  • Spring in Africa — Investing in innovation
  • AI Insurance — AI Insurance is the platform that runs insurance companies
  • Cuanto — Building the operating system for developing world merchants
  • Canopy (was Encarte) — Encarte is building 1-click checkout for all online stores.
  • Kalshi — 1st federally regulated exchange where people can trade on events
  • Keeper — AI tax filing for complex returns
  • Alpaca — API-first stock and crypto brokerage platform
  • Mudrex — India's largest crypto investing paltform
  • NALA — Building Payments for the Next Billion.
  • Seawise Capital — Trade finance company for Indian exporters
  • Globe — coinbase for derivatives
  • Verto — Cross-Border Payments and FX Simplified
  • Numero — Modern fundraising software for political campaigns and nonprofits.
  • Accept.inc (formerly BoardRE) — BoardRE is a new type of mortgage company that upgrades any offer…
  • Catch — Benefits for independent workers.
  • Fuse — Unified API for financial data aggregators.
  • Upsolve — Helping low-income Americans overcome debt and rebuild credit at…
  • Kovi — Making car ownership more inclusive, flexible and simple.
  • Atlas — Modern spend management & concierge.

YC Winter 2018 — 11 Fintech startups

  • Newfront — Modern insurance brokerage.
  • Aspire — All-in-one Finance OS for businesses
  • ErudiFi — Digital financial services for students in Southeast Asia
  • Flinto — Mexico's digital wallet
  • CoinTracker — The gold standard in cryptocurrency portfolio tracking and taxes
  • Treasury Prime — Embedded banking software platform and marketplace
  • Tilt (f.k.a. Delphia) — Tilt lets anyone build an index out of any content on the web.
  • SafetyWing — Health insurance for remote teams
  • Groww — Making financial services simple, transparent and delightful.
  • Ben — The easiest way to learn about, buy, and store cryptocurrency.
  • Look After My Bills — Personal fintech - we optimise your bills, every year, automatically.

YC Summer 2018 — 14 Fintech startups

  • Alpha Vantage — Developer-friendly and enterprise-grade APIs for financial market…
  • Khatabook — Manage your ledgers and avail Financial Services like Lending on your…
  • OkCredit — Simple and secure bookkeeping for Indian businesses.
  • Titan — Titan is an award-winning wealth manager with a mission to increase…
  • Fintual — Wealth manager
  • Satchel
  • Kinside — Powering the $648b Care Economy
  • OWNY — Manage capital, investors & banking in one place.
  • Ajaib — Consumer fintech for Indonesia
  • Oxygen — A leading digital bank in the US offering personal and business…
  • Prodigal — Lending Intelligence Software
  • Nova — Digital subscriptions that delight investors.
  • Helicarrier (prev Buycoins) — Cryptocurrency infrastructure for Africa.
  • Cowrywise — Digitizing wealth management in Africa

YC Winter 2017 — 12 Fintech startups

  • Zinc Platform — Insurance Distribution Infrastructure
  • Aella — Diversified credit infrastructure powering payments across Africa.
  • Penny — Penny makes keeping track of your finances as easy as having a…
  • Sandbox Banking — Low-code integration platform for banking
  • Pit.AI — Solving intelligence for investment management.
  • Arthena — Quantitative Investment in Art Assets
  • Ledger Investing — Marketplace for insurance securitization.
  • Request Network — Request is a payment request technology & an ecosystem of apps
  • Neema — Neema is an app for unbanked workers, which provides a checking…
  • Nomba — Banking and payments for businesses in Africa
  • OneFin — Shopify for Financial Services
  • Brex — Business accounts, corporate cards, and spend management software.

YC Summer 2017 — 14 Fintech startups

  • Prelim — Software for banks to open bank accounts
  • SafeButler — Your chief servant for shopping insurance
  • Piggy — App for Indians to make investments in mutual funds, manage their…
  • Honeydue — The simplest way for couples to manage money, together
  • LotusPay — Recurring payments solution for businesses in India.
  • Goodcover — Digital Co-op Renters Insurance = half the price, better coverage.
  • bxblue — bxblue is a marketplace for people with guaranteed income in Brazil.…
  • FAZZ — All-in-one Finance for Every Southeast Asia Business
  • Jerry — Jerry makes it really easy to save time and money on car expenses.
  • Long Term Stock Exchange — LTSE is an ecosystem for visionary business.
  • tpaga — First financial Superapp of Latin America
  • Surematics — We help commercial insurance brokers structure complicated…
  • Cashfree Payments — Next-gen digital payments provider for India.
  • Dharma Labs — The easiest way to buy 74k+ crypto tokens with USD

YC Summer 2016 — 7 Fintech startups

  • Lendsnap — The Digital Mortgage Company.
  • Airfordable — Buy flights for only a fraction upfront and pay off the rest in…
  • Nova Credit — Bridging a world of consumer-permissioned credit data
  • OneChronos — The Smart Market for Institutional Investors
  • Legalist — Legal investment firm
  • SmartPath — Financial wellness for the middle class
  • Flutterwave — Helping businesses make and accept payments from anywhere in Africa.

YC Winter 2016 — 10 Fintech startups

  • Cover — The mobile-first insurance platform that makes insurance easy.
  • AlphaFlow — AlphaFlow is a technology-driven investment manager.
  • Paystack — Modern payments infrastructure for Africa
  • Landed — White-labeled shared appreciation down payment programs for employers
  • Stilt — Financial products for immigrants (acquired by JG Wentworth)
  • Algoriz — Algoriz is an AI based algorithmic trading platform that enables you…
  • WorldCover — Funding platform for global insurance, starting with crop insurance…
  • Truebill — Live your best financial life
  • Meter Feeder — Helping fleets find and pay parking tickets
  • Emburse — Expense management and AP automation.

YC Summer 2015 — 9 Fintech startups

  • Drip Capital — Digital trade finance and B2B commerce company
  • RedCarpetUp — Credit cards for Indians that banks cannot see
  • OpenInvest — Values based personalization at scale for asset and wealth management
  • Xendit — Provides payment infrastructure for Southeast Asia
  • Serica — Financial payment and loan services for the Medical Cannabis and…
  • Plate IQ — Automated Accounts Payable
  • Xfers — Xfers makes it possible for people to make and receive payments via…
  • Paribus
  • Saida — A bank account that lets you easily separate, spend and track money

YC Winter 2015 — 9 Fintech startups

  • SparkGift — SparkGift makes it easy to send stocks and index funds as gifts to…
  • Vest — Bringing wider access to financial derivatives.
  • Glassjar — Clean app for check writing
  • Seed — Mobile banking for small business.
  • Final — A credit card that drastically reduces payment fraud and gives…
  • Instavest
  • Bankjoy — An end-to-end digital banking solution for banks and credit unions
  • Razorpay — India's only full-stack financial solutions company for businesses.
  • Direct Match

YC Winter 2014 — 4 Fintech startups

  • Zidisha — Direct P2P lending across the international wealth divide.
  • HoverChat — Message without interrupting what you're doing
  • Axoni — Axoni is building the next generation of capital markets technology
  • Theorem — The mission of Theorem is to make credit safe and available. We use…

YC Summer 2014 — 10 Fintech startups

  • Bitaccess — We make bitcoin simple.
  • Kash — We are fixing how money works.
  • Billforward — Subscription billing, rate plan management and analytics as a…
  • Owners Circle — Kickstarter for local businesses
  • Cheddar — The Best Mobile Checking Account
  • SFOX — Crypto-currency trading platform.
  • Sliced Investing — Crowdfunding for hedge funds
  • Apto Payments — API platform for partners to issue branded debit and credit cards to…
  • Clear — Fintech SaaS platform for invoices, taxes, wealth management & credit.
  • Tinker — Digital Currency Market Making

YC Summer 2013 — 4 Fintech startups

  • Buttercoin — Bitcoin Marketplace
  • Standard Treasury — Banking APIs; acquired by Silicon Valley Bank in August 2015
  • Arcus — Payment-as-a-service that helps any business launch payment solutions
  • True Link — Financial Services for Financial Caregivers.

YC Winter 2013 — 2 Fintech startups

  • Wefunder — We're Robinhood for pre-IPO startups. Everyone can invest $100.
  • Coin — A mobile wallet that allows you to pay everywhere credit cards are…

YC Winter 2012 — 5 Fintech startups

  • LendUp — LendUp is a socially responsible company on a mission to redefine…
  • SlidePay — Banking and Payment Platform APIs. Exited October 2014.
  • Tilt — Mobile crowdfunding: The easiest way to collect, fundraise, and sell…
  • Sendwave — Instant, no fee international remittances.
  • Wave — Mobile money app for Africa

YC Summer 2012 — 3 Fintech startups

  • Coinbase — Buy, sell, and manage cryptocurrencies.
  • SmartAsset — Marketplace connecting consumers to financial advisors
  • FundersClub — Online VC

YC Summer 2011 — 4 Fintech startups

  • Leaky — Online auto and business insurance. (Acquired 2013)
  • GoCardless — We’re building the world’s bank payment network.
  • MarketBrief — Generate stories from SEC filings.
  • Debteye — Automate credit counseling.

YC Winter 2011 — 3 Fintech startups

  • Balanced — Payments for Marketplaces
  • TrustEgg — Trust funds.
  • Tremendous — How businesses send money to people at scale. Fast, free, global.

YC Summer 2010 — 2 Fintech startups

  • FutureAdvisor — The online financial management service for everyone.
  • Ready For Zero — Personal debt and credit management. Acquired by Avant in 2015.

YC Summer 2009 — 2 Fintech startups

  • Stripe — Economic infrastructure for the internet.
  • WePay — Payments for platform businesses.

YC Winter 2008 — 1 Fintech startups

  • Tipjoy — social micropayments

YC Winter 2007 — 1 Fintech startups

  • Buxfer — Buxfer helps you make better spending decisions by making it easy to…

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