TL;DR: If you are replacing Emigre, the closest options are Tally, Prospa, Parker. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Emigre (YC Winter 2022).
Last verified:
The three closest alternatives to Emigre are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Parker | Parker is a digital bank. | YC Winter 2019 | 10 | Inactive |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| InstaKin | Financial Platform for Migrant Families in America | YC Summer 2021 | 15 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Oxygen | A leading digital bank in the US offering personal and business… | YC Summer 2018 | 68 | Active |
| STARK BANK | Challenger bank for enterprises | YC Winter 2020 | 70 | Active |
| Proof Trading | Institutional equities broker-dealer | YC Summer 2019 | 7 | Active |
| Bueno Finance | Building Chime for India | YC Winter 2021 | 18 | Acquired |
| Debteye | Automate credit counseling. | YC Summer 2011 | 2 | Acquired |
| Y Combinator | Make something people want. | YC Unspecified | 100 | Active |
It depends on your size. Tally is the closest match on what Emigre actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Emigre is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.
Every company here is Y Combinator-backed and was matched to Emigre on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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