Emigre alternatives: 12 options compared

TL;DR: If you are replacing Emigre, the closest options are Tally, Prospa, Parker. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Emigre (YC Winter 2022).

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What are the best alternatives to Emigre?

The three closest alternatives to Emigre are:

  1. Tally — works in the same Fintech category (YC Winter 2025).
  2. Prospa — Banking for businesses (YC Winter 2021).
  3. Parker — Parker is a digital bank. (YC Winter 2019).

Emigre alternatives compared

AlternativeWhat it doesStageTeamStatus
TallyYC Winter 20252Active
ProspaBanking for businessesYC Winter 202170Active
ParkerParker is a digital bank.YC Winter 201910Inactive
IncreaseAPI-first banking for ambitious technology companies.YC Summer 202015Active
InstaKinFinancial Platform for Migrant Families in AmericaYC Summer 202115Active
SatchelYC Summer 20188Inactive
OxygenA leading digital bank in the US offering personal and business…YC Summer 201868Active
STARK BANKChallenger bank for enterprisesYC Winter 202070Active
Proof TradingInstitutional equities broker-dealerYC Summer 20197Active
Bueno FinanceBuilding Chime for IndiaYC Winter 202118Acquired
DebteyeAutomate credit counseling.YC Summer 20112Acquired
Y CombinatorMake something people want.YC Unspecified100Active

Which Emigre alternative should I choose?

It depends on your size. Tally is the closest match on what Emigre actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Emigre still active?

Emigre is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Emigre on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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