TL;DR: If you are replacing EthosX, the closest options are Tally, Prospa, Laminate. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces EthosX (YC Summer 2022).
Last verified:
The three closest alternatives to EthosX are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Rainbow | Open-source, design centric software for interacting with blockchains | YC Summer 2019 | 28 | Active |
| TaoFi | The financial layer for decentralized AI | YC Winter 2021 | 11 | Acquired |
| Apollo | Payments & Loyalty Infrastructure | YC Winter 2022 | 11 | Active |
| Debteye | Automate credit counseling. | YC Summer 2011 | 2 | Acquired |
| InstaKin | Financial Platform for Migrant Families in America | YC Summer 2021 | 15 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Globe | coinbase for derivatives | YC Winter 2019 | 20 | Active |
| AYC Fund | AI-native crypto hedge fund | YC Winter 2022 | 1 | Active |
It depends on your size. Tally is the closest match on what EthosX actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
EthosX is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.
Every company here is Y Combinator-backed and was matched to EthosX on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
Looking to save on Fintech tools? Browse our vetted lifetime SaaS deals from verified vendors.
Built by LemStudio
Loading interactive view…