Who competes with Float?

Float competes in the Fintech category against Tally, Laminate, Debteye, Prospa, Duplo and other Y Combinator-backed companies.

Float alternatives: 12 options compared

Q: What are the best alternatives to Float?

The closest alternatives to Float are Tally, Laminate, Debteye. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Float alternative should I choose?

Tally is the closest match to what Float does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

Q: Is Float still active?

Float is currently listed as Active in the Y Combinator directory.

TL;DR: If you are replacing Float, the closest options are Tally, Laminate, Debteye. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Float (YC Summer 2021).

Last verified: 2026-04-21

What are the best alternatives to Float?

The three closest alternatives to Float are:

Tally — works in the same Fintech category (YC Winter 2025).
Laminate — works in the same Fintech category (YC Winter 2023).
Debteye — Automate credit counseling. (YC Summer 2011).

Float alternatives compared

Alternative	What it does	Stage	Team	Status
Tally	—	YC Winter 2025	2	Active
Laminate	—	YC Winter 2023	—	Active
Debteye	Automate credit counseling.	YC Summer 2011	2	Acquired
Prospa	Banking for businesses	YC Winter 2021	70	Active
Duplo	Venmo for B2B in Africa	YC Winter 2022	13	Active
Satchel	—	YC Summer 2018	8	Inactive
Atlas	Modern spend management & concierge.	YC Winter 2019	25	Active
Bits	Bits is a credit card designed to help people build credit	YC Summer 2020	15	Active
Totalis	derivative layer for prediction markets	YC Spring 2026	—	Active
Zeal	Modern payroll for modern work	YC Summer 2019	45	Active
InstaKin	Financial Platform for Migrant Families in America	YC Summer 2021	15	Active
Buxfer	Buxfer helps you make better spending decisions by making it easy to…	YC Winter 2007	1	Active

Which Float alternative should I choose?

It depends on your size. Tally is the closest match on what Float actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Float still active?

Float is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Float on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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