YC Winter 2021 Fintech Startups

Y Combinator's Winter 2021 batch included 51 Fintech startups. Of these, 34 remain active, 8 have been acquired, and 9 have shut down.

• Kodo (45 people) — Corporate card & spend management platform for Indian startups
• Mendel (5 people) — Workflows to empower employees to spend while finance stay in control
• Finley (32 people) — Streamline your debt capital raise and management
• Bimaplan (30 people) — Affordable insurance for the next billion Indians
• Udhaar App (32 people) — We're Khatabook / OkCredit for Pakistan
• Finary.com (80 people) — The new wealth manager for Europe
• Striga (14 people) — Compliant Crypto and Banking Infrastructure
• Bueno Finance (18 people) — Building Chime for India
• Purpose Finance (3 people) — Accelerating the shift to a more transparent economy
• Moonshot Brands (35 people) — Buy and grow profitable e-commerce companies selling on Amazon and DTC
• OctiFi (11 people) — Buy Now Pay Later for Southeast Asia
• Tint (40 people) — Makes it easy for tech platforms to embed insurance into products
• Finantier (40 people) — Plaid for Southeast Asia
• Mythia — Rewards card for gamers
• Cheqout (6 people) — Mobile ordering & payments for Brick & Mortars
• JoinSub (8 people) — India's first aggregator and provider of local business subscriptions
• Finary (6 people) — Discord for investing.
• Sivo (15 people) — Debt as a service for companies to lend money to their users at scale.
• Verak (45 people) — Better Business Insurance for MSMEs in India
• Solo (25 people) — We help people resolve debt.
• Mono (10 people) — Plaid for Africa, but better.
• Ziina (57 people) — A digital wallet for the Middle East & North Africa
• Pagaloop (23 people) — Pay, Get Paid and Extend Cash Flow using your Credit Card as…
• Atrato (80 people) — Enabling consumers split the cost of purchases without a credit card
• Broad (5 people) — The multicurrency account and card for Brazilians
• HUBUC (11 people) — Global Card Issuing and Payment Processing Engine
• Djamo (250 people) — Challenger Bank for consumers in French speaking Africa.
• NextPay (25 people) — The digital bank for small businesses in the Philippines.
• Flux (8 people) — Cross border Payments infrastructure for internet businesses and…
• Hapi (45 people) — Stocks and cryptos trading app with zero commissions and no minimums…
• GroMo (100 people) — App for independent agents to sell financial products in India
• Pibit.ai (116 people) — The fastest path from submission to better decisions.
• Gerald Technologies, Inc (12 people) — Buy Now Pay Later + Cash Advance for Household Essentials
• Krab (9 people) — Instant loans for trucking companies in India
• GoBuild (fka Brick) (18 people) — The payments solution for small scale construction.
• Fractional (10 people) — The place where motivated investors and entrepreneurs co-own together.
• Kanda (8 people) — Affirm for general contractors
• R2 (100 people) — Embedded lending infrastructure
• Pesto (8 people)
• Dayra (10 people) — Data-driven embedded Financial Services for Gig Workers
• peopleCQ (85 people) — Employer backed payroll advances for employees in Egypt
• Nano Technologies (17 people) — Payroll app to pay workers daily for retailers & manufacturers in SEA
• Lendflow (55 people) — Embedded lending infrastructure for software companies
• Z1 (80 people) — Digital bank for teenagers in LatAm connected to prepaid card
• Alinea (12 people) — Automated investing for the next generation 💸
• Fintoc (60 people) — Account-to-Account payments in Mexico and Chile.
• Kredi (66 people) — Rocket Mortgage for LatAm.
• Bloom (8 people) — Investing app that teaches you how to invest
• Shepherd (60 people) — Modernizing commercial insurance
• TaoFi (11 people) — The financial layer for decentralized AI
• Prospa (70 people) — Banking for businesses