YC Winter 2025 Fintech Startups

13 Y Combinator Fintech companies from the Winter 2025 batch — with team size, status, and one-liner for every startup.

Total
13
Active
13
Acquired
0
Shut down
0

Y Combinator's Winter 2025 batch included 13 Fintech startups. Of these, 13 remain active, 0 have been acquired, and 0 have shut down.

  • Axiom (2 people) — Trade memecoins, perpetuals, and earn yield.
  • finbar (4 people) — The AI investment analyst
  • PAX Markets (6 people) — More 𝛼, less latency: exchange and HFT on one chip.
  • Karsa (2 people) — Stablecoin neobank for emerging markets
  • Harper (25 people) — AI-native commercial insurance brokerage
  • Infinite (4 people) — Global B2B Stablecoin Processor
  • CopyCat (2 people) — AI agents built for insurance.
  • Hudson (2 people)
  • Vantel (5 people) — AI Platform for Commercial Insurance Brokerages
  • Karoo (3 people) — AI native consumer lending platform for underserved Americans
  • Rally (5 people) — Financial OS for Modern Fleets
  • Pluto (5 people) — Regulated derivatives exchange
  • BlindPay (9 people) — Stablecoin API for global payments

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