Who competes with Laminate?

Laminate competes in the Fintech category against Trigo, Milio, FAZZ, delt.ai, Verto and other Y Combinator-backed companies.

Laminate alternatives: 12 options compared

Q: What are the best alternatives to Laminate?

The closest alternatives to Laminate are Trigo, Milio, FAZZ. This page compares 12 alternatives on what each one does, funding stage, team size and operating status.

Q: Which Laminate alternative should I choose?

Trigo is the closest match to what Laminate does. Larger teams in the comparison table generally offer more support and a longer track record, while earlier-stage companies tend to compete on price.

Q: Is Laminate still active?

Laminate is currently listed as Active in the Y Combinator directory.

TL;DR: If you are replacing Laminate, the closest options are Trigo, Milio, FAZZ. The table below compares 12 alternatives on what they do, stage, size and status.

Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Laminate (YC Winter 2023).

Last verified: 2026-04-21

What are the best alternatives to Laminate?

The three closest alternatives to Laminate are:

Trigo — Rent verification API for landlords and lenders (YC Winter 2023).
Milio — B2B-2C real-time account to account payments (YC Winter 2023).
FAZZ — All-in-one Finance for Every Southeast Asia Business (YC Summer 2017).

Laminate alternatives compared

Alternative	What it does	Stage	Team	Status
Trigo	Rent verification API for landlords and lenders	YC Winter 2023	4	Acquired
Milio	B2B-2C real-time account to account payments	YC Winter 2023	16	Active
FAZZ	All-in-one Finance for Every Southeast Asia Business	YC Summer 2017	500	Active
delt.ai	Digital banking for businesses in Latam.	YC Winter 2020	26	Acquired
Verto	Cross-Border Payments and FX Simplified	YC Winter 2019	170	Active
Treasury Prime	Embedded banking software platform and marketplace	YC Winter 2018	100	Active
Method Financial	Financial connectivity API for consumer liabilities	YC Summer 2019	50	Active
Malga	Malga is an API to accept payments with multiple payment providers	YC Summer 2021	46	Active
PayCaddy	Simplified Banking as a Service for Latam	YC Winter 2022	20	Active
SnapTrade	Plaid for trading	YC Winter 2022	17	Active
HUBUC	Global Card Issuing and Payment Processing Engine	YC Winter 2021	11	Active
Anchor	Embedded finance platform for African businesses	YC Summer 2022	8	Active

Which Laminate alternative should I choose?

It depends on your size. Trigo is the closest match on what Laminate actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.

Is Laminate still active?

Laminate is still operating, so switching is a choice rather than a forced migration. Compare on fit and price rather than urgency.

How was this list put together?

Every company here is Y Combinator-backed and was matched to Laminate on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.

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