TL;DR: If you are replacing Valari, the closest options are Tally, Laminate, Prospa. The table below compares 12 alternatives on what they do, stage, size and status.
Every alternative below is compared on what it actually does, not just its category — so you can see which one genuinely replaces Valari (YC Winter 2022).
Last verified:
The three closest alternatives to Valari are:
| Alternative | What it does | Stage | Team | Status |
|---|---|---|---|---|
| Tally | — | YC Winter 2025 | 2 | Active |
| Laminate | — | YC Winter 2023 | — | Active |
| Prospa | Banking for businesses | YC Winter 2021 | 70 | Active |
| Duplo | Venmo for B2B in Africa | YC Winter 2022 | 13 | Active |
| Increase | API-first banking for ambitious technology companies. | YC Summer 2020 | 15 | Active |
| Satchel | — | YC Summer 2018 | 8 | Inactive |
| Anchor | Embedded finance platform for African businesses | YC Summer 2022 | 8 | Active |
| Belvo | Open Finance API platform for Latam. | YC Winter 2020 | 100 | Active |
| Zeal | Modern payroll for modern work | YC Summer 2019 | 45 | Active |
| Modernbanc | Accounting software that works for you | YC Winter 2020 | 6 | Active |
| Carbon-12 Labs | A Global Payouts API for Startups | YC Winter 2020 | — | Inactive |
| PayCaddy | Simplified Banking as a Service for Latam | YC Winter 2022 | 20 | Active |
It depends on your size. Tally is the closest match on what Valari actually does. If you need something more established, sort the table by team size — larger teams generally mean more support and a longer track record. If budget is the constraint, the earlier-batch companies are usually the ones still competing on price.
Valari is no longer listed as active, so anyone still relying on it should plan a migration to one of the alternatives above.
Every company here is Y Combinator-backed and was matched to Valari on what it actually does — its own description of its product — rather than on a broad category label. Batch, team size and operating status come from the YC directory and are shown as-is. We do not rank by payment.
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